▼ 0.50% · 3.625%
HK$20,457
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,093
−HK$646/mo
Today · 4.125%
HK$21,739
baseline
▲ 0.50% · 4.625%
HK$23,062
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,478/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,758
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$619/mo
Today · 4.125%
HK$23,987
baseline
▲ 0.50% · 4.625%
HK$25,252
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,974/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,502
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,202
−HK$711/mo
Today · 4.125%
HK$23,913
baseline
▲ 0.50% · 4.625%
HK$25,368
+HK$1,455/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$47,826/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,033
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,705
−HK$681/mo
Today · 4.125%
HK$26,386
baseline
▲ 0.50% · 4.625%
HK$27,777
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$52,772/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,548
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,311
−HK$776/mo
Today · 4.125%
HK$26,087
baseline
▲ 0.50% · 4.625%
HK$27,675
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,174/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,309
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,042
−HK$743/mo
Today · 4.125%
HK$28,785
baseline
▲ 0.50% · 4.625%
HK$30,302
+HK$1,517/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,570/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,593
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,421
−HK$840/mo
Today · 4.125%
HK$28,261
baseline
▲ 0.50% · 4.625%
HK$29,981
+HK$1,720/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,522/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,585
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,378
−HK$805/mo
Today · 4.125%
HK$31,183
baseline
▲ 0.50% · 4.625%
HK$32,827
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,366/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,639
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,530
−HK$905/mo
Today · 4.125%
HK$30,435
baseline
▲ 0.50% · 4.625%
HK$32,287
+HK$1,852/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,870/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,861
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,715
−HK$867/mo
Today · 4.125%
HK$33,582
baseline
▲ 0.50% · 4.625%
HK$35,352
+HK$1,770/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,164/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,685
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,639
−HK$970/mo
Today · 4.125%
HK$32,609
baseline
▲ 0.50% · 4.625%
HK$34,593
+HK$1,984/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,218/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,136
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,052
−HK$929/mo
Today · 4.125%
HK$35,981
baseline
▲ 0.50% · 4.625%
HK$37,877
+HK$1,896/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,962/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,730
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,749
−HK$1,034/mo
Today · 4.125%
HK$34,783
baseline
▲ 0.50% · 4.625%
HK$36,899
+HK$2,116/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,566/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,412
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,389
−HK$990/mo
Today · 4.125%
HK$38,379
baseline
▲ 0.50% · 4.625%
HK$40,403
+HK$2,024/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,758/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,776
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,858
−HK$1,099/mo
Today · 4.125%
HK$36,957
baseline
▲ 0.50% · 4.625%
HK$39,206
+HK$2,249/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,914/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,688
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,726
−HK$1,052/mo
Today · 4.125%
HK$40,778
baseline
▲ 0.50% · 4.625%
HK$42,928
+HK$2,150/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,556/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,822
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,967
−HK$1,164/mo
Today · 4.125%
HK$39,131
baseline
▲ 0.50% · 4.625%
HK$41,512
+HK$2,381/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,262/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,964
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,062
−HK$1,115/mo
Today · 4.125%
HK$43,177
baseline
▲ 0.50% · 4.625%
HK$45,453
+HK$2,276/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,354/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,135 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).