▼ 0.50% · 3.625%
HK$21,454
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,122
−HK$678/mo
Today · 4.125%
HK$22,800
baseline
▲ 0.50% · 4.625%
HK$24,187
+HK$1,387/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,600/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,868
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,508
−HK$649/mo
Today · 4.125%
HK$25,157
baseline
▲ 0.50% · 4.625%
HK$26,483
+HK$1,326/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,314/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,600
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,334
−HK$746/mo
Today · 4.125%
HK$25,080
baseline
▲ 0.50% · 4.625%
HK$26,606
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,160/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,254
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,959
−HK$714/mo
Today · 4.125%
HK$27,673
baseline
▲ 0.50% · 4.625%
HK$29,131
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,346/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,745
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,546
−HK$814/mo
Today · 4.125%
HK$27,360
baseline
▲ 0.50% · 4.625%
HK$29,024
+HK$1,664/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$54,720/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,641
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,409
−HK$780/mo
Today · 4.125%
HK$30,189
baseline
▲ 0.50% · 4.625%
HK$31,780
+HK$1,591/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$60,378/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,891
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,758
−HK$881/mo
Today · 4.125%
HK$29,639
baseline
▲ 0.50% · 4.625%
HK$31,443
+HK$1,804/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$59,278/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,028
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,860
−HK$844/mo
Today · 4.125%
HK$32,704
baseline
▲ 0.50% · 4.625%
HK$34,428
+HK$1,724/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$65,408/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,036
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,970
−HK$949/mo
Today · 4.125%
HK$31,919
baseline
▲ 0.50% · 4.625%
HK$33,862
+HK$1,943/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,838/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,415
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,311
−HK$909/mo
Today · 4.125%
HK$35,220
baseline
▲ 0.50% · 4.625%
HK$37,076
+HK$1,856/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,440/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,181
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,182
−HK$1,017/mo
Today · 4.125%
HK$34,199
baseline
▲ 0.50% · 4.625%
HK$36,280
+HK$2,081/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,398/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,801
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,762
−HK$974/mo
Today · 4.125%
HK$37,736
baseline
▲ 0.50% · 4.625%
HK$39,725
+HK$1,989/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,472/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,327
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,395
−HK$1,084/mo
Today · 4.125%
HK$36,479
baseline
▲ 0.50% · 4.625%
HK$38,699
+HK$2,220/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$72,958/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,188
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,212
−HK$1,039/mo
Today · 4.125%
HK$40,251
baseline
▲ 0.50% · 4.625%
HK$42,373
+HK$2,122/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,502/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,472
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,607
−HK$1,152/mo
Today · 4.125%
HK$38,759
baseline
▲ 0.50% · 4.625%
HK$41,118
+HK$2,359/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,518/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,575
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,663
−HK$1,104/mo
Today · 4.125%
HK$42,767
baseline
▲ 0.50% · 4.625%
HK$45,021
+HK$2,254/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,534/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,618
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,819
−HK$1,220/mo
Today · 4.125%
HK$41,039
baseline
▲ 0.50% · 4.625%
HK$43,536
+HK$2,497/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,078/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,962
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,114
−HK$1,169/mo
Today · 4.125%
HK$45,283
baseline
▲ 0.50% · 4.625%
HK$47,670
+HK$2,387/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,566/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,870 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).