▼ 0.50% · 3.625%
HK$17,989
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,549
−HK$568/mo
Today · 4.125%
HK$19,117
baseline
▲ 0.50% · 4.625%
HK$20,281
+HK$1,164/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,234/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,013
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,550
−HK$544/mo
Today · 4.125%
HK$21,094
baseline
▲ 0.50% · 4.625%
HK$22,206
+HK$1,112/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,188/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,788
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,404
−HK$625/mo
Today · 4.125%
HK$21,029
baseline
▲ 0.50% · 4.625%
HK$22,309
+HK$1,280/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,058/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,014
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,605
−HK$598/mo
Today · 4.125%
HK$23,203
baseline
▲ 0.50% · 4.625%
HK$24,427
+HK$1,224/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,406/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,587
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,259
−HK$682/mo
Today · 4.125%
HK$22,941
baseline
▲ 0.50% · 4.625%
HK$24,337
+HK$1,396/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$45,882/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,015
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,659
−HK$654/mo
Today · 4.125%
HK$25,313
baseline
▲ 0.50% · 4.625%
HK$26,647
+HK$1,334/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$50,626/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,386
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,113
−HK$739/mo
Today · 4.125%
HK$24,852
baseline
▲ 0.50% · 4.625%
HK$26,365
+HK$1,513/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,704/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,017
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,714
−HK$708/mo
Today · 4.125%
HK$27,422
baseline
▲ 0.50% · 4.625%
HK$28,868
+HK$1,446/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,844/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,185
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,968
−HK$796/mo
Today · 4.125%
HK$26,764
baseline
▲ 0.50% · 4.625%
HK$28,393
+HK$1,629/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,528/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,018
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,769
−HK$763/mo
Today · 4.125%
HK$29,532
baseline
▲ 0.50% · 4.625%
HK$31,088
+HK$1,556/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,064/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,984
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,823
−HK$853/mo
Today · 4.125%
HK$28,676
baseline
▲ 0.50% · 4.625%
HK$30,421
+HK$1,745/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,352/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,019
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,824
−HK$817/mo
Today · 4.125%
HK$31,641
baseline
▲ 0.50% · 4.625%
HK$33,309
+HK$1,668/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,282/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,783
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,678
−HK$910/mo
Today · 4.125%
HK$30,588
baseline
▲ 0.50% · 4.625%
HK$32,449
+HK$1,861/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$61,176/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,021
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,879
−HK$871/mo
Today · 4.125%
HK$33,750
baseline
▲ 0.50% · 4.625%
HK$35,530
+HK$1,780/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$67,500/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,582
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,533
−HK$966/mo
Today · 4.125%
HK$32,499
baseline
▲ 0.50% · 4.625%
HK$34,477
+HK$1,978/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$64,998/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,022
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,934
−HK$926/mo
Today · 4.125%
HK$35,860
baseline
▲ 0.50% · 4.625%
HK$37,750
+HK$1,890/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,720/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,381
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,388
−HK$1,023/mo
Today · 4.125%
HK$34,411
baseline
▲ 0.50% · 4.625%
HK$36,505
+HK$2,094/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$68,822/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,023
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,989
−HK$980/mo
Today · 4.125%
HK$37,969
baseline
▲ 0.50% · 4.625%
HK$39,971
+HK$2,002/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$75,938/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,674 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).