▼ 0.50% · 3.625%
HK$21,817
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,496
−HK$690/mo
Today · 4.125%
HK$23,186
baseline
▲ 0.50% · 4.625%
HK$24,596
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,372/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,272
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,923
−HK$660/mo
Today · 4.125%
HK$25,583
baseline
▲ 0.50% · 4.625%
HK$26,931
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,166/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,999
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,746
−HK$758/mo
Today · 4.125%
HK$25,504
baseline
▲ 0.50% · 4.625%
HK$27,056
+HK$1,552/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$51,008/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,699
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,415
−HK$726/mo
Today · 4.125%
HK$28,141
baseline
▲ 0.50% · 4.625%
HK$29,625
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$56,282/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,181
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,995
−HK$828/mo
Today · 4.125%
HK$27,823
baseline
▲ 0.50% · 4.625%
HK$29,516
+HK$1,693/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,646/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,126
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,907
−HK$793/mo
Today · 4.125%
HK$30,700
baseline
▲ 0.50% · 4.625%
HK$32,318
+HK$1,618/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,400/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,363
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,245
−HK$896/mo
Today · 4.125%
HK$30,141
baseline
▲ 0.50% · 4.625%
HK$31,975
+HK$1,834/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,282/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,553
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,399
−HK$859/mo
Today · 4.125%
HK$33,258
baseline
▲ 0.50% · 4.625%
HK$35,011
+HK$1,753/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,516/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,544
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,494
−HK$966/mo
Today · 4.125%
HK$32,460
baseline
▲ 0.50% · 4.625%
HK$34,435
+HK$1,975/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,920/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,980
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,892
−HK$924/mo
Today · 4.125%
HK$35,816
baseline
▲ 0.50% · 4.625%
HK$37,704
+HK$1,888/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,632/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,726
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,744
−HK$1,034/mo
Today · 4.125%
HK$34,778
baseline
▲ 0.50% · 4.625%
HK$36,894
+HK$2,116/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,556/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,407
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,384
−HK$990/mo
Today · 4.125%
HK$38,374
baseline
▲ 0.50% · 4.625%
HK$40,397
+HK$2,023/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,748/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,908
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,994
−HK$1,103/mo
Today · 4.125%
HK$37,097
baseline
▲ 0.50% · 4.625%
HK$39,354
+HK$2,257/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,194/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,835
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,876
−HK$1,057/mo
Today · 4.125%
HK$40,933
baseline
▲ 0.50% · 4.625%
HK$43,090
+HK$2,157/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,866/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,090
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,243
−HK$1,172/mo
Today · 4.125%
HK$39,415
baseline
▲ 0.50% · 4.625%
HK$41,814
+HK$2,399/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$78,830/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,262
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,368
−HK$1,123/mo
Today · 4.125%
HK$43,491
baseline
▲ 0.50% · 4.625%
HK$45,783
+HK$2,292/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$86,982/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,271
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,493
−HK$1,241/mo
Today · 4.125%
HK$41,734
baseline
▲ 0.50% · 4.625%
HK$44,273
+HK$2,539/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,468/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,689
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,861
−HK$1,188/mo
Today · 4.125%
HK$46,049
baseline
▲ 0.50% · 4.625%
HK$48,477
+HK$2,428/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,098/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,795 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).