▼ 0.50% · 3.625%
HK$17,545
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,091
−HK$555/mo
Today · 4.125%
HK$18,646
baseline
▲ 0.50% · 4.625%
HK$19,780
+HK$1,134/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,292/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,519
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,043
−HK$531/mo
Today · 4.125%
HK$20,574
baseline
▲ 0.50% · 4.625%
HK$21,658
+HK$1,084/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,148/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,300
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,900
−HK$610/mo
Today · 4.125%
HK$20,510
baseline
▲ 0.50% · 4.625%
HK$21,758
+HK$1,248/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$41,020/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,471
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,047
−HK$584/mo
Today · 4.125%
HK$22,631
baseline
▲ 0.50% · 4.625%
HK$23,824
+HK$1,193/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,262/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,055
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,709
−HK$666/mo
Today · 4.125%
HK$22,375
baseline
▲ 0.50% · 4.625%
HK$23,736
+HK$1,361/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,750/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,423
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,051
−HK$637/mo
Today · 4.125%
HK$24,688
baseline
▲ 0.50% · 4.625%
HK$25,990
+HK$1,302/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,376/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,809
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,519
−HK$720/mo
Today · 4.125%
HK$24,239
baseline
▲ 0.50% · 4.625%
HK$25,714
+HK$1,475/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,478/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,375
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,055
−HK$691/mo
Today · 4.125%
HK$26,746
baseline
▲ 0.50% · 4.625%
HK$28,156
+HK$1,410/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,492/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,564
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,328
−HK$776/mo
Today · 4.125%
HK$26,104
baseline
▲ 0.50% · 4.625%
HK$27,692
+HK$1,588/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,208/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,327
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,060
−HK$743/mo
Today · 4.125%
HK$28,803
baseline
▲ 0.50% · 4.625%
HK$30,321
+HK$1,518/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,606/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,318
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,137
−HK$832/mo
Today · 4.125%
HK$27,969
baseline
▲ 0.50% · 4.625%
HK$29,670
+HK$1,701/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,938/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,279
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,064
−HK$797/mo
Today · 4.125%
HK$30,861
baseline
▲ 0.50% · 4.625%
HK$32,487
+HK$1,626/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,722/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,073
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,946
−HK$887/mo
Today · 4.125%
HK$29,833
baseline
▲ 0.50% · 4.625%
HK$31,648
+HK$1,815/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,666/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,231
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,068
−HK$850/mo
Today · 4.125%
HK$32,918
baseline
▲ 0.50% · 4.625%
HK$34,653
+HK$1,735/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,836/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,827
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,755
−HK$943/mo
Today · 4.125%
HK$31,698
baseline
▲ 0.50% · 4.625%
HK$33,626
+HK$1,928/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,396/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,183
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,073
−HK$902/mo
Today · 4.125%
HK$34,975
baseline
▲ 0.50% · 4.625%
HK$36,819
+HK$1,844/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,950/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,582
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,564
−HK$998/mo
Today · 4.125%
HK$33,562
baseline
▲ 0.50% · 4.625%
HK$35,605
+HK$2,043/mo
Deposit HK$769K · loan HK$6.93M · min. income ≈ HK$67,124/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,135
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,077
−HK$956/mo
Today · 4.125%
HK$37,033
baseline
▲ 0.50% · 4.625%
HK$38,985
+HK$1,952/mo
Deposit HK$769K · loan HK$6.93M · min. income ≈ HK$74,066/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,836 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).