▼ 0.50% · 3.625%
HK$18,012
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,572
−HK$569/mo
Today · 4.125%
HK$19,141
baseline
▲ 0.50% · 4.625%
HK$20,306
+HK$1,165/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,282/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,038
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,575
−HK$546/mo
Today · 4.125%
HK$21,121
baseline
▲ 0.50% · 4.625%
HK$22,234
+HK$1,113/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,242/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,813
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,429
−HK$626/mo
Today · 4.125%
HK$21,055
baseline
▲ 0.50% · 4.625%
HK$22,337
+HK$1,282/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,110/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,042
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,633
−HK$600/mo
Today · 4.125%
HK$23,233
baseline
▲ 0.50% · 4.625%
HK$24,457
+HK$1,224/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,466/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,614
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,287
−HK$683/mo
Today · 4.125%
HK$22,970
baseline
▲ 0.50% · 4.625%
HK$24,367
+HK$1,397/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,940/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,046
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,690
−HK$655/mo
Today · 4.125%
HK$25,345
baseline
▲ 0.50% · 4.625%
HK$26,681
+HK$1,336/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,690/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,415
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,144
−HK$740/mo
Today · 4.125%
HK$24,884
baseline
▲ 0.50% · 4.625%
HK$26,398
+HK$1,514/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,768/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,049
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,748
−HK$709/mo
Today · 4.125%
HK$27,457
baseline
▲ 0.50% · 4.625%
HK$28,904
+HK$1,447/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,914/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,217
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,001
−HK$797/mo
Today · 4.125%
HK$26,798
baseline
▲ 0.50% · 4.625%
HK$28,428
+HK$1,630/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,596/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,053
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,806
−HK$763/mo
Today · 4.125%
HK$29,569
baseline
▲ 0.50% · 4.625%
HK$31,127
+HK$1,558/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,138/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,018
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,858
−HK$854/mo
Today · 4.125%
HK$28,712
baseline
▲ 0.50% · 4.625%
HK$30,459
+HK$1,747/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,424/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,057
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,863
−HK$818/mo
Today · 4.125%
HK$31,681
baseline
▲ 0.50% · 4.625%
HK$33,351
+HK$1,670/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,362/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,819
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,715
−HK$911/mo
Today · 4.125%
HK$30,626
baseline
▲ 0.50% · 4.625%
HK$32,490
+HK$1,864/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,252/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,061
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,921
−HK$872/mo
Today · 4.125%
HK$33,793
baseline
▲ 0.50% · 4.625%
HK$35,574
+HK$1,781/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,586/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,620
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,573
−HK$967/mo
Today · 4.125%
HK$32,540
baseline
▲ 0.50% · 4.625%
HK$34,520
+HK$1,980/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,080/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,065
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,978
−HK$927/mo
Today · 4.125%
HK$35,905
baseline
▲ 0.50% · 4.625%
HK$37,798
+HK$1,893/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,810/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,421
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,430
−HK$1,024/mo
Today · 4.125%
HK$34,454
baseline
▲ 0.50% · 4.625%
HK$36,551
+HK$2,097/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,908/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,068
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,036
−HK$981/mo
Today · 4.125%
HK$38,017
baseline
▲ 0.50% · 4.625%
HK$40,021
+HK$2,004/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,034/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,972 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).