▼ 0.50% · 3.625%
HK$3,760
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,877
−HK$119/mo
Today · 4.125%
HK$3,996
baseline
▲ 0.50% · 4.625%
HK$4,239
+HK$243/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$7,992/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,183
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,295
−HK$114/mo
Today · 4.125%
HK$4,409
baseline
▲ 0.50% · 4.625%
HK$4,641
+HK$232/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$8,818/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,136
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,264
−HK$131/mo
Today · 4.125%
HK$4,395
baseline
▲ 0.50% · 4.625%
HK$4,662
+HK$267/mo
Deposit HK$742K · loan HK$907K · min. income ≈ HK$8,790/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,601
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,724
−HK$126/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,105
+HK$255/mo
Deposit HK$742K · loan HK$907K · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,512
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,652
−HK$143/mo
Today · 4.125%
HK$4,795
baseline
▲ 0.50% · 4.625%
HK$5,086
+HK$291/mo
Deposit HK$660K · loan HK$989K · min. income ≈ HK$9,590/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,019
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,154
−HK$136/mo
Today · 4.125%
HK$5,290
baseline
▲ 0.50% · 4.625%
HK$5,569
+HK$279/mo
Deposit HK$660K · loan HK$989K · min. income ≈ HK$10,580/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,888
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,040
−HK$154/mo
Today · 4.125%
HK$5,194
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$316/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$10,388/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,437
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,583
−HK$148/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,033
+HK$302/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,264
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,427
−HK$167/mo
Today · 4.125%
HK$5,594
baseline
▲ 0.50% · 4.625%
HK$5,934
+HK$340/mo
Deposit HK$495K · loan HK$1.15M · min. income ≈ HK$11,188/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,856
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,013
−HK$159/mo
Today · 4.125%
HK$6,172
baseline
▲ 0.50% · 4.625%
HK$6,497
+HK$325/mo
Deposit HK$495K · loan HK$1.15M · min. income ≈ HK$12,344/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,640
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,815
−HK$178/mo
Today · 4.125%
HK$5,993
baseline
▲ 0.50% · 4.625%
HK$6,358
+HK$365/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$11,986/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,274
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,442
−HK$171/mo
Today · 4.125%
HK$6,613
baseline
▲ 0.50% · 4.625%
HK$6,962
+HK$349/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$13,226/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,016
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,203
−HK$190/mo
Today · 4.125%
HK$6,393
baseline
▲ 0.50% · 4.625%
HK$6,782
+HK$389/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$12,786/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,692
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,872
−HK$182/mo
Today · 4.125%
HK$7,054
baseline
▲ 0.50% · 4.625%
HK$7,426
+HK$372/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$14,108/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,392
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,590
−HK$202/mo
Today · 4.125%
HK$6,792
baseline
▲ 0.50% · 4.625%
HK$7,206
+HK$414/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,584/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,111
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,301
−HK$194/mo
Today · 4.125%
HK$7,495
baseline
▲ 0.50% · 4.625%
HK$7,890
+HK$395/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,990/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,768
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,978
−HK$214/mo
Today · 4.125%
HK$7,192
baseline
▲ 0.50% · 4.625%
HK$7,630
+HK$438/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,384/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,529
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,731
−HK$205/mo
Today · 4.125%
HK$7,936
baseline
▲ 0.50% · 4.625%
HK$8,354
+HK$418/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,872/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).