▼ 0.50% · 3.625%
HK$3,730
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,847
−HK$117/mo
Today · 4.125%
HK$3,964
baseline
▲ 0.50% · 4.625%
HK$4,206
+HK$242/mo
Deposit HK$818K · loan HK$818K · min. income ≈ HK$7,928/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$113/mo
Today · 4.125%
HK$4,374
baseline
▲ 0.50% · 4.625%
HK$4,605
+HK$231/mo
Deposit HK$818K · loan HK$818K · min. income ≈ HK$8,748/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,104
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,231
−HK$130/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,626
+HK$265/mo
Deposit HK$736K · loan HK$900K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,565
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,688
−HK$124/mo
Today · 4.125%
HK$4,812
baseline
▲ 0.50% · 4.625%
HK$5,065
+HK$253/mo
Deposit HK$736K · loan HK$900K · min. income ≈ HK$9,624/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,477
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,616
−HK$141/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,047
+HK$290/mo
Deposit HK$654K · loan HK$982K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,980
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,114
−HK$135/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,526
+HK$277/mo
Deposit HK$654K · loan HK$982K · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,850
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,000
−HK$154/mo
Today · 4.125%
HK$5,154
baseline
▲ 0.50% · 4.625%
HK$5,467
+HK$313/mo
Deposit HK$573K · loan HK$1.06M · min. income ≈ HK$10,308/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,395
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,540
−HK$147/mo
Today · 4.125%
HK$5,687
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$299/mo
Deposit HK$573K · loan HK$1.06M · min. income ≈ HK$11,374/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,223
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,385
−HK$165/mo
Today · 4.125%
HK$5,550
baseline
▲ 0.50% · 4.625%
HK$5,888
+HK$338/mo
Deposit HK$491K · loan HK$1.15M · min. income ≈ HK$11,100/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,810
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,966
−HK$158/mo
Today · 4.125%
HK$6,124
baseline
▲ 0.50% · 4.625%
HK$6,447
+HK$323/mo
Deposit HK$491K · loan HK$1.15M · min. income ≈ HK$12,248/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,596
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,770
−HK$177/mo
Today · 4.125%
HK$5,947
baseline
▲ 0.50% · 4.625%
HK$6,308
+HK$361/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$11,894/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,225
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,392
−HK$170/mo
Today · 4.125%
HK$6,562
baseline
▲ 0.50% · 4.625%
HK$6,907
+HK$345/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$13,124/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,969
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,154
−HK$189/mo
Today · 4.125%
HK$6,343
baseline
▲ 0.50% · 4.625%
HK$6,729
+HK$386/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$12,686/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,640
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,818
−HK$181/mo
Today · 4.125%
HK$6,999
baseline
▲ 0.50% · 4.625%
HK$7,368
+HK$369/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$13,998/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,342
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,539
−HK$201/mo
Today · 4.125%
HK$6,740
baseline
▲ 0.50% · 4.625%
HK$7,150
+HK$410/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,480/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,055
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,244
−HK$192/mo
Today · 4.125%
HK$7,436
baseline
▲ 0.50% · 4.625%
HK$7,828
+HK$392/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,872/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,715
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,924
−HK$212/mo
Today · 4.125%
HK$7,136
baseline
▲ 0.50% · 4.625%
HK$7,570
+HK$434/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$14,272/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,470
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,671
−HK$203/mo
Today · 4.125%
HK$7,874
baseline
▲ 0.50% · 4.625%
HK$8,289
+HK$415/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$15,748/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).