▼ 0.50% · 3.625%
HK$3,702
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,817
−HK$117/mo
Today · 4.125%
HK$3,934
baseline
▲ 0.50% · 4.625%
HK$4,173
+HK$239/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$7,868/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,118
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,229
−HK$112/mo
Today · 4.125%
HK$4,341
baseline
▲ 0.50% · 4.625%
HK$4,570
+HK$229/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$8,682/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,072
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$128/mo
Today · 4.125%
HK$4,327
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$264/mo
Deposit HK$731K · loan HK$893K · min. income ≈ HK$8,654/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,652
−HK$123/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$252/mo
Deposit HK$731K · loan HK$893K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,442
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,580
−HK$141/mo
Today · 4.125%
HK$4,721
baseline
▲ 0.50% · 4.625%
HK$5,008
+HK$287/mo
Deposit HK$649K · loan HK$974K · min. income ≈ HK$9,442/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,074
−HK$135/mo
Today · 4.125%
HK$5,209
baseline
▲ 0.50% · 4.625%
HK$5,483
+HK$274/mo
Deposit HK$649K · loan HK$974K · min. income ≈ HK$10,418/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,812
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,962
−HK$152/mo
Today · 4.125%
HK$5,114
baseline
▲ 0.50% · 4.625%
HK$5,425
+HK$311/mo
Deposit HK$568K · loan HK$1.06M · min. income ≈ HK$10,228/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,354
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,497
−HK$146/mo
Today · 4.125%
HK$5,643
baseline
▲ 0.50% · 4.625%
HK$5,940
+HK$297/mo
Deposit HK$568K · loan HK$1.06M · min. income ≈ HK$11,286/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,183
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,344
−HK$164/mo
Today · 4.125%
HK$5,508
baseline
▲ 0.50% · 4.625%
HK$5,843
+HK$335/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$11,016/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,766
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,920
−HK$157/mo
Today · 4.125%
HK$6,077
baseline
▲ 0.50% · 4.625%
HK$6,397
+HK$320/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$12,154/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,553
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,725
−HK$176/mo
Today · 4.125%
HK$5,901
baseline
▲ 0.50% · 4.625%
HK$6,260
+HK$359/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$11,802/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,177
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,343
−HK$168/mo
Today · 4.125%
HK$6,511
baseline
▲ 0.50% · 4.625%
HK$6,854
+HK$343/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$13,022/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,923
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,107
−HK$187/mo
Today · 4.125%
HK$6,294
baseline
▲ 0.50% · 4.625%
HK$6,677
+HK$383/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,588/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,589
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,766
−HK$179/mo
Today · 4.125%
HK$6,945
baseline
▲ 0.50% · 4.625%
HK$7,311
+HK$366/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,890/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,293
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,489
−HK$199/mo
Today · 4.125%
HK$6,688
baseline
▲ 0.50% · 4.625%
HK$7,095
+HK$407/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,376/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,001
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,189
−HK$190/mo
Today · 4.125%
HK$7,379
baseline
▲ 0.50% · 4.625%
HK$7,768
+HK$389/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,758/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,663
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,871
−HK$210/mo
Today · 4.125%
HK$7,081
baseline
▲ 0.50% · 4.625%
HK$7,512
+HK$431/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,162/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,413
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,612
−HK$201/mo
Today · 4.125%
HK$7,813
baseline
▲ 0.50% · 4.625%
HK$8,225
+HK$412/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,626/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).