▼ 0.50% · 3.625%
HK$3,739
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,855
−HK$118/mo
Today · 4.125%
HK$3,973
baseline
▲ 0.50% · 4.625%
HK$4,215
+HK$242/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$7,946/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,159
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,271
−HK$113/mo
Today · 4.125%
HK$4,384
baseline
▲ 0.50% · 4.625%
HK$4,615
+HK$231/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$8,768/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,113
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,240
−HK$130/mo
Today · 4.125%
HK$4,370
baseline
▲ 0.50% · 4.625%
HK$4,636
+HK$266/mo
Deposit HK$738K · loan HK$902K · min. income ≈ HK$8,740/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,575
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,698
−HK$124/mo
Today · 4.125%
HK$4,822
baseline
▲ 0.50% · 4.625%
HK$5,077
+HK$255/mo
Deposit HK$738K · loan HK$902K · min. income ≈ HK$9,644/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,486
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,626
−HK$142/mo
Today · 4.125%
HK$4,768
baseline
▲ 0.50% · 4.625%
HK$5,058
+HK$290/mo
Deposit HK$656K · loan HK$984K · min. income ≈ HK$9,536/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,991
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,125
−HK$136/mo
Today · 4.125%
HK$5,261
baseline
▲ 0.50% · 4.625%
HK$5,538
+HK$277/mo
Deposit HK$656K · loan HK$984K · min. income ≈ HK$10,522/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,860
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,011
−HK$154/mo
Today · 4.125%
HK$5,165
baseline
▲ 0.50% · 4.625%
HK$5,479
+HK$314/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$10,330/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,407
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,552
−HK$147/mo
Today · 4.125%
HK$5,699
baseline
▲ 0.50% · 4.625%
HK$6,000
+HK$301/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$11,398/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$165/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,901
+HK$339/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$159/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,461
+HK$323/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,608
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,782
−HK$178/mo
Today · 4.125%
HK$5,960
baseline
▲ 0.50% · 4.625%
HK$6,322
+HK$362/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$11,920/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,239
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,406
−HK$170/mo
Today · 4.125%
HK$6,576
baseline
▲ 0.50% · 4.625%
HK$6,923
+HK$347/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$13,152/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,982
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,168
−HK$189/mo
Today · 4.125%
HK$6,357
baseline
▲ 0.50% · 4.625%
HK$6,744
+HK$387/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$12,714/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,655
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,833
−HK$181/mo
Today · 4.125%
HK$7,014
baseline
▲ 0.50% · 4.625%
HK$7,384
+HK$370/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$14,028/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,356
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,553
−HK$201/mo
Today · 4.125%
HK$6,754
baseline
▲ 0.50% · 4.625%
HK$7,165
+HK$411/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$13,508/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,071
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,260
−HK$193/mo
Today · 4.125%
HK$7,453
baseline
▲ 0.50% · 4.625%
HK$7,846
+HK$393/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$14,906/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,730
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,939
−HK$213/mo
Today · 4.125%
HK$7,152
baseline
▲ 0.50% · 4.625%
HK$7,587
+HK$435/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,304/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,487
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,687
−HK$204/mo
Today · 4.125%
HK$7,891
baseline
▲ 0.50% · 4.625%
HK$8,307
+HK$416/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,782/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).