▼ 0.50% · 3.625%
HK$3,867
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,987
−HK$123/mo
Today · 4.125%
HK$4,110
baseline
▲ 0.50% · 4.625%
HK$4,360
+HK$250/mo
Deposit HK$848K · loan HK$848K · min. income ≈ HK$8,220/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,417
−HK$118/mo
Today · 4.125%
HK$4,535
baseline
▲ 0.50% · 4.625%
HK$4,774
+HK$239/mo
Deposit HK$848K · loan HK$848K · min. income ≈ HK$9,070/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,386
−HK$135/mo
Today · 4.125%
HK$4,521
baseline
▲ 0.50% · 4.625%
HK$4,796
+HK$275/mo
Deposit HK$763K · loan HK$933K · min. income ≈ HK$9,042/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$129/mo
Today · 4.125%
HK$4,988
baseline
▲ 0.50% · 4.625%
HK$5,251
+HK$263/mo
Deposit HK$763K · loan HK$933K · min. income ≈ HK$9,976/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,640
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$146/mo
Today · 4.125%
HK$4,931
baseline
▲ 0.50% · 4.625%
HK$5,232
+HK$301/mo
Deposit HK$678K · loan HK$1.02M · min. income ≈ HK$9,862/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,163
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$140/mo
Today · 4.125%
HK$5,441
baseline
▲ 0.50% · 4.625%
HK$5,728
+HK$287/mo
Deposit HK$678K · loan HK$1.02M · min. income ≈ HK$10,882/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$158/mo
Today · 4.125%
HK$5,342
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$326/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$10,684/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$152/mo
Today · 4.125%
HK$5,895
baseline
▲ 0.50% · 4.625%
HK$6,206
+HK$311/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$11,790/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,414
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,582
−HK$171/mo
Today · 4.125%
HK$5,753
baseline
▲ 0.50% · 4.625%
HK$6,103
+HK$350/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$11,506/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,023
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,184
−HK$164/mo
Today · 4.125%
HK$6,348
baseline
▲ 0.50% · 4.625%
HK$6,683
+HK$335/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$12,696/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,801
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,981
−HK$183/mo
Today · 4.125%
HK$6,164
baseline
▲ 0.50% · 4.625%
HK$6,539
+HK$375/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$12,328/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,453
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,626
−HK$176/mo
Today · 4.125%
HK$6,802
baseline
▲ 0.50% · 4.625%
HK$7,160
+HK$358/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$13,604/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,187
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,380
−HK$195/mo
Today · 4.125%
HK$6,575
baseline
▲ 0.50% · 4.625%
HK$6,975
+HK$400/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$13,150/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,883
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,068
−HK$187/mo
Today · 4.125%
HK$7,255
baseline
▲ 0.50% · 4.625%
HK$7,638
+HK$383/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$14,510/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,574
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,779
−HK$207/mo
Today · 4.125%
HK$6,986
baseline
▲ 0.50% · 4.625%
HK$7,411
+HK$425/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$13,972/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,314
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,510
−HK$199/mo
Today · 4.125%
HK$7,709
baseline
▲ 0.50% · 4.625%
HK$8,115
+HK$406/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$15,418/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,961
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,177
−HK$220/mo
Today · 4.125%
HK$7,397
baseline
▲ 0.50% · 4.625%
HK$7,847
+HK$450/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,794/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,744
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,951
−HK$211/mo
Today · 4.125%
HK$8,162
baseline
▲ 0.50% · 4.625%
HK$8,592
+HK$430/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,324/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).