▼ 0.50% · 3.625%
HK$3,726
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,842
−HK$117/mo
Today · 4.125%
HK$3,959
baseline
▲ 0.50% · 4.625%
HK$4,200
+HK$241/mo
Deposit HK$817K · loan HK$817K · min. income ≈ HK$7,918/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,145
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$113/mo
Today · 4.125%
HK$4,369
baseline
▲ 0.50% · 4.625%
HK$4,599
+HK$230/mo
Deposit HK$817K · loan HK$817K · min. income ≈ HK$8,738/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,098
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,226
−HK$129/mo
Today · 4.125%
HK$4,355
baseline
▲ 0.50% · 4.625%
HK$4,620
+HK$265/mo
Deposit HK$735K · loan HK$899K · min. income ≈ HK$8,710/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,559
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$124/mo
Today · 4.125%
HK$4,806
baseline
▲ 0.50% · 4.625%
HK$5,059
+HK$253/mo
Deposit HK$735K · loan HK$899K · min. income ≈ HK$9,612/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,471
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,610
−HK$141/mo
Today · 4.125%
HK$4,751
baseline
▲ 0.50% · 4.625%
HK$5,040
+HK$289/mo
Deposit HK$654K · loan HK$980K · min. income ≈ HK$9,502/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,974
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,107
−HK$136/mo
Today · 4.125%
HK$5,243
baseline
▲ 0.50% · 4.625%
HK$5,519
+HK$276/mo
Deposit HK$654K · loan HK$980K · min. income ≈ HK$10,486/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,844
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$153/mo
Today · 4.125%
HK$5,147
baseline
▲ 0.50% · 4.625%
HK$5,460
+HK$313/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$10,294/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,388
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,533
−HK$146/mo
Today · 4.125%
HK$5,679
baseline
▲ 0.50% · 4.625%
HK$5,979
+HK$300/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$11,358/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,216
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,378
−HK$165/mo
Today · 4.125%
HK$5,543
baseline
▲ 0.50% · 4.625%
HK$5,880
+HK$337/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$11,086/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,803
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,958
−HK$158/mo
Today · 4.125%
HK$6,116
baseline
▲ 0.50% · 4.625%
HK$6,439
+HK$323/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$12,232/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,589
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,763
−HK$176/mo
Today · 4.125%
HK$5,939
baseline
▲ 0.50% · 4.625%
HK$6,301
+HK$362/mo
Deposit HK$408K · loan HK$1.23M · min. income ≈ HK$11,878/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,217
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,384
−HK$169/mo
Today · 4.125%
HK$6,553
baseline
▲ 0.50% · 4.625%
HK$6,899
+HK$346/mo
Deposit HK$408K · loan HK$1.23M · min. income ≈ HK$13,106/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,961
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,147
−HK$188/mo
Today · 4.125%
HK$6,335
baseline
▲ 0.50% · 4.625%
HK$6,721
+HK$386/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$12,670/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,632
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,810
−HK$180/mo
Today · 4.125%
HK$6,990
baseline
▲ 0.50% · 4.625%
HK$7,359
+HK$369/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$13,980/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,334
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,531
−HK$200/mo
Today · 4.125%
HK$6,731
baseline
▲ 0.50% · 4.625%
HK$7,141
+HK$410/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,462/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,046
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,235
−HK$192/mo
Today · 4.125%
HK$7,427
baseline
▲ 0.50% · 4.625%
HK$7,819
+HK$392/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,854/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,706
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,915
−HK$212/mo
Today · 4.125%
HK$7,127
baseline
▲ 0.50% · 4.625%
HK$7,561
+HK$434/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,254/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,461
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,661
−HK$203/mo
Today · 4.125%
HK$7,864
baseline
▲ 0.50% · 4.625%
HK$8,278
+HK$414/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,728/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).