▼ 0.50% · 3.625%
HK$3,803
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,922
−HK$120/mo
Today · 4.125%
HK$4,042
baseline
▲ 0.50% · 4.625%
HK$4,288
+HK$246/mo
Deposit HK$834K · loan HK$834K · min. income ≈ HK$8,084/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,231
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$115/mo
Today · 4.125%
HK$4,460
baseline
▲ 0.50% · 4.625%
HK$4,695
+HK$235/mo
Deposit HK$834K · loan HK$834K · min. income ≈ HK$8,920/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,184
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,314
−HK$132/mo
Today · 4.125%
HK$4,446
baseline
▲ 0.50% · 4.625%
HK$4,717
+HK$271/mo
Deposit HK$751K · loan HK$917K · min. income ≈ HK$8,892/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,779
−HK$127/mo
Today · 4.125%
HK$4,906
baseline
▲ 0.50% · 4.625%
HK$5,165
+HK$259/mo
Deposit HK$751K · loan HK$917K · min. income ≈ HK$9,812/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,564
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$144/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$295/mo
Deposit HK$667K · loan HK$1.00M · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$138/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,634
+HK$282/mo
Deposit HK$667K · loan HK$1.00M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,098
−HK$157/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,574
+HK$319/mo
Deposit HK$584K · loan HK$1.08M · min. income ≈ HK$10,510/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,501
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,648
−HK$150/mo
Today · 4.125%
HK$5,798
baseline
▲ 0.50% · 4.625%
HK$6,104
+HK$306/mo
Deposit HK$584K · loan HK$1.08M · min. income ≈ HK$11,596/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,325
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,490
−HK$169/mo
Today · 4.125%
HK$5,659
baseline
▲ 0.50% · 4.625%
HK$6,003
+HK$344/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$11,318/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,924
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,083
−HK$161/mo
Today · 4.125%
HK$6,244
baseline
▲ 0.50% · 4.625%
HK$6,573
+HK$329/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$12,488/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,705
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,883
−HK$180/mo
Today · 4.125%
HK$6,063
baseline
▲ 0.50% · 4.625%
HK$6,432
+HK$369/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$12,126/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,347
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,517
−HK$173/mo
Today · 4.125%
HK$6,690
baseline
▲ 0.50% · 4.625%
HK$7,043
+HK$353/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$13,380/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,086
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,275
−HK$192/mo
Today · 4.125%
HK$6,467
baseline
▲ 0.50% · 4.625%
HK$6,861
+HK$394/mo
Deposit HK$334K · loan HK$1.33M · min. income ≈ HK$12,934/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,770
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,952
−HK$184/mo
Today · 4.125%
HK$7,136
baseline
▲ 0.50% · 4.625%
HK$7,512
+HK$376/mo
Deposit HK$334K · loan HK$1.33M · min. income ≈ HK$14,272/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,466
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,667
−HK$204/mo
Today · 4.125%
HK$6,871
baseline
▲ 0.50% · 4.625%
HK$7,289
+HK$418/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$13,742/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,193
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,386
−HK$196/mo
Today · 4.125%
HK$7,582
baseline
▲ 0.50% · 4.625%
HK$7,982
+HK$400/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$15,164/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,846
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,059
−HK$217/mo
Today · 4.125%
HK$7,276
baseline
▲ 0.50% · 4.625%
HK$7,718
+HK$442/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$14,552/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,616
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,821
−HK$207/mo
Today · 4.125%
HK$8,028
baseline
▲ 0.50% · 4.625%
HK$8,451
+HK$423/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$16,056/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).