▼ 0.50% · 3.625%
HK$3,938
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,061
−HK$124/mo
Today · 4.125%
HK$4,185
baseline
▲ 0.50% · 4.625%
HK$4,440
+HK$255/mo
Deposit HK$864K · loan HK$864K · min. income ≈ HK$8,370/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,381
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$119/mo
Today · 4.125%
HK$4,618
baseline
▲ 0.50% · 4.625%
HK$4,861
+HK$243/mo
Deposit HK$864K · loan HK$864K · min. income ≈ HK$9,236/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,332
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,467
−HK$136/mo
Today · 4.125%
HK$4,603
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$281/mo
Deposit HK$777K · loan HK$950K · min. income ≈ HK$9,206/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,819
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,948
−HK$131/mo
Today · 4.125%
HK$5,079
baseline
▲ 0.50% · 4.625%
HK$5,347
+HK$268/mo
Deposit HK$777K · loan HK$950K · min. income ≈ HK$10,158/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,726
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,873
−HK$149/mo
Today · 4.125%
HK$5,022
baseline
▲ 0.50% · 4.625%
HK$5,328
+HK$306/mo
Deposit HK$691K · loan HK$1.04M · min. income ≈ HK$10,044/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,257
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,398
−HK$143/mo
Today · 4.125%
HK$5,541
baseline
▲ 0.50% · 4.625%
HK$5,833
+HK$292/mo
Deposit HK$691K · loan HK$1.04M · min. income ≈ HK$11,082/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,119
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,279
−HK$161/mo
Today · 4.125%
HK$5,440
baseline
▲ 0.50% · 4.625%
HK$5,772
+HK$332/mo
Deposit HK$604K · loan HK$1.12M · min. income ≈ HK$10,880/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,695
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,848
−HK$155/mo
Today · 4.125%
HK$6,003
baseline
▲ 0.50% · 4.625%
HK$6,319
+HK$316/mo
Deposit HK$604K · loan HK$1.12M · min. income ≈ HK$12,006/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,513
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,685
−HK$174/mo
Today · 4.125%
HK$5,859
baseline
▲ 0.50% · 4.625%
HK$6,215
+HK$356/mo
Deposit HK$518K · loan HK$1.21M · min. income ≈ HK$11,718/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,133
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,298
−HK$167/mo
Today · 4.125%
HK$6,465
baseline
▲ 0.50% · 4.625%
HK$6,806
+HK$341/mo
Deposit HK$518K · loan HK$1.21M · min. income ≈ HK$12,930/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,907
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,091
−HK$186/mo
Today · 4.125%
HK$6,277
baseline
▲ 0.50% · 4.625%
HK$6,659
+HK$382/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$12,554/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,572
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,748
−HK$179/mo
Today · 4.125%
HK$6,927
baseline
▲ 0.50% · 4.625%
HK$7,292
+HK$365/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$13,854/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,301
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,497
−HK$199/mo
Today · 4.125%
HK$6,696
baseline
▲ 0.50% · 4.625%
HK$7,103
+HK$407/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$13,392/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,010
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,198
−HK$190/mo
Today · 4.125%
HK$7,388
baseline
▲ 0.50% · 4.625%
HK$7,778
+HK$390/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$14,776/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,695
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,903
−HK$211/mo
Today · 4.125%
HK$7,114
baseline
▲ 0.50% · 4.625%
HK$7,547
+HK$433/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$14,228/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,448
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,647
−HK$203/mo
Today · 4.125%
HK$7,850
baseline
▲ 0.50% · 4.625%
HK$8,264
+HK$414/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$15,700/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,088
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,309
−HK$224/mo
Today · 4.125%
HK$7,533
baseline
▲ 0.50% · 4.625%
HK$7,991
+HK$458/mo
Deposit HK$173K · loan HK$1.55M · min. income ≈ HK$15,066/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,886
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,097
−HK$215/mo
Today · 4.125%
HK$8,312
baseline
▲ 0.50% · 4.625%
HK$8,750
+HK$438/mo
Deposit HK$173K · loan HK$1.55M · min. income ≈ HK$16,624/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).