▼ 0.50% · 3.625%
HK$3,773
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,890
−HK$120/mo
Today · 4.125%
HK$4,010
baseline
▲ 0.50% · 4.625%
HK$4,254
+HK$244/mo
Deposit HK$827K · loan HK$827K · min. income ≈ HK$8,020/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,198
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,310
−HK$114/mo
Today · 4.125%
HK$4,424
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$234/mo
Deposit HK$827K · loan HK$827K · min. income ≈ HK$8,848/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,280
−HK$131/mo
Today · 4.125%
HK$4,411
baseline
▲ 0.50% · 4.625%
HK$4,679
+HK$268/mo
Deposit HK$745K · loan HK$910K · min. income ≈ HK$8,822/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,617
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,741
−HK$126/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$256/mo
Deposit HK$745K · loan HK$910K · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,528
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,669
−HK$143/mo
Today · 4.125%
HK$4,812
baseline
▲ 0.50% · 4.625%
HK$5,104
+HK$292/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$9,624/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,037
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,172
−HK$137/mo
Today · 4.125%
HK$5,309
baseline
▲ 0.50% · 4.625%
HK$5,589
+HK$280/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$10,618/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,058
−HK$155/mo
Today · 4.125%
HK$5,213
baseline
▲ 0.50% · 4.625%
HK$5,530
+HK$317/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$10,426/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,457
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,603
−HK$149/mo
Today · 4.125%
HK$5,752
baseline
▲ 0.50% · 4.625%
HK$6,055
+HK$303/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$11,504/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,282
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,447
−HK$167/mo
Today · 4.125%
HK$5,614
baseline
▲ 0.50% · 4.625%
HK$5,955
+HK$341/mo
Deposit HK$496K · loan HK$1.16M · min. income ≈ HK$11,228/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,877
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,034
−HK$160/mo
Today · 4.125%
HK$6,194
baseline
▲ 0.50% · 4.625%
HK$6,521
+HK$327/mo
Deposit HK$496K · loan HK$1.16M · min. income ≈ HK$12,388/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,660
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,836
−HK$179/mo
Today · 4.125%
HK$6,015
baseline
▲ 0.50% · 4.625%
HK$6,381
+HK$366/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$12,030/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,296
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$172/mo
Today · 4.125%
HK$6,637
baseline
▲ 0.50% · 4.625%
HK$6,986
+HK$349/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$13,274/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,037
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$191/mo
Today · 4.125%
HK$6,416
baseline
▲ 0.50% · 4.625%
HK$6,806
+HK$390/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$12,832/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,716
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,896
−HK$183/mo
Today · 4.125%
HK$7,079
baseline
▲ 0.50% · 4.625%
HK$7,452
+HK$373/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$14,158/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,414
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,614
−HK$203/mo
Today · 4.125%
HK$6,817
baseline
▲ 0.50% · 4.625%
HK$7,231
+HK$414/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$13,634/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,136
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,327
−HK$194/mo
Today · 4.125%
HK$7,521
baseline
▲ 0.50% · 4.625%
HK$7,918
+HK$397/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$15,042/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,792
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,003
−HK$215/mo
Today · 4.125%
HK$7,218
baseline
▲ 0.50% · 4.625%
HK$7,657
+HK$439/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$14,436/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,556
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,758
−HK$206/mo
Today · 4.125%
HK$7,964
baseline
▲ 0.50% · 4.625%
HK$8,384
+HK$420/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$15,928/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).