▼ 0.50% · 3.625%
HK$3,951
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,074
−HK$125/mo
Today · 4.125%
HK$4,199
baseline
▲ 0.50% · 4.625%
HK$4,454
+HK$255/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$8,398/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,395
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,513
−HK$120/mo
Today · 4.125%
HK$4,633
baseline
▲ 0.50% · 4.625%
HK$4,877
+HK$244/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$9,266/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,346
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,481
−HK$138/mo
Today · 4.125%
HK$4,619
baseline
▲ 0.50% · 4.625%
HK$4,900
+HK$281/mo
Deposit HK$780K · loan HK$953K · min. income ≈ HK$9,238/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$131/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,365
+HK$269/mo
Deposit HK$780K · loan HK$953K · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,889
−HK$150/mo
Today · 4.125%
HK$5,039
baseline
▲ 0.50% · 4.625%
HK$5,345
+HK$306/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$10,078/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,416
−HK$144/mo
Today · 4.125%
HK$5,560
baseline
▲ 0.50% · 4.625%
HK$5,853
+HK$293/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$11,120/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,136
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,296
−HK$162/mo
Today · 4.125%
HK$5,458
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$333/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$10,916/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,714
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,867
−HK$156/mo
Today · 4.125%
HK$6,023
baseline
▲ 0.50% · 4.625%
HK$6,340
+HK$317/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$12,046/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,703
−HK$175/mo
Today · 4.125%
HK$5,878
baseline
▲ 0.50% · 4.625%
HK$6,236
+HK$358/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$11,756/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,154
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,319
−HK$167/mo
Today · 4.125%
HK$6,486
baseline
▲ 0.50% · 4.625%
HK$6,828
+HK$342/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$12,972/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,926
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,111
−HK$187/mo
Today · 4.125%
HK$6,298
baseline
▲ 0.50% · 4.625%
HK$6,681
+HK$383/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,596/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,593
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,770
−HK$179/mo
Today · 4.125%
HK$6,949
baseline
▲ 0.50% · 4.625%
HK$7,316
+HK$367/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,898/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,322
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,518
−HK$200/mo
Today · 4.125%
HK$6,718
baseline
▲ 0.50% · 4.625%
HK$7,127
+HK$409/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,436/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,033
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,221
−HK$192/mo
Today · 4.125%
HK$7,413
baseline
▲ 0.50% · 4.625%
HK$7,803
+HK$390/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,826/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,717
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,926
−HK$212/mo
Today · 4.125%
HK$7,138
baseline
▲ 0.50% · 4.625%
HK$7,572
+HK$434/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,276/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,472
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,673
−HK$203/mo
Today · 4.125%
HK$7,876
baseline
▲ 0.50% · 4.625%
HK$8,291
+HK$415/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,752/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,112
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,333
−HK$225/mo
Today · 4.125%
HK$7,558
baseline
▲ 0.50% · 4.625%
HK$8,018
+HK$460/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,116/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,912
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,124
−HK$215/mo
Today · 4.125%
HK$8,339
baseline
▲ 0.50% · 4.625%
HK$8,779
+HK$440/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,678/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).