▼ 0.50% · 3.625%
HK$3,929
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$125/mo
Today · 4.125%
HK$4,176
baseline
▲ 0.50% · 4.625%
HK$4,430
+HK$254/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$8,352/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,371
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$119/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$243/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,457
−HK$136/mo
Today · 4.125%
HK$4,593
baseline
▲ 0.50% · 4.625%
HK$4,873
+HK$280/mo
Deposit HK$775K · loan HK$948K · min. income ≈ HK$9,186/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,937
−HK$131/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$267/mo
Deposit HK$775K · loan HK$948K · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,715
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,862
−HK$149/mo
Today · 4.125%
HK$5,011
baseline
▲ 0.50% · 4.625%
HK$5,316
+HK$305/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$10,022/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,386
−HK$143/mo
Today · 4.125%
HK$5,529
baseline
▲ 0.50% · 4.625%
HK$5,820
+HK$291/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$11,058/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,108
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,267
−HK$161/mo
Today · 4.125%
HK$5,428
baseline
▲ 0.50% · 4.625%
HK$5,759
+HK$331/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$10,856/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,683
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,835
−HK$155/mo
Today · 4.125%
HK$5,990
baseline
▲ 0.50% · 4.625%
HK$6,305
+HK$315/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$11,980/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,501
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$174/mo
Today · 4.125%
HK$5,846
baseline
▲ 0.50% · 4.625%
HK$6,202
+HK$356/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$11,692/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,120
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,284
−HK$166/mo
Today · 4.125%
HK$6,450
baseline
▲ 0.50% · 4.625%
HK$6,790
+HK$340/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$12,900/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,077
−HK$186/mo
Today · 4.125%
HK$6,263
baseline
▲ 0.50% · 4.625%
HK$6,645
+HK$382/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$12,526/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,557
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,733
−HK$178/mo
Today · 4.125%
HK$6,911
baseline
▲ 0.50% · 4.625%
HK$7,275
+HK$364/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$13,822/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,287
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,482
−HK$199/mo
Today · 4.125%
HK$6,681
baseline
▲ 0.50% · 4.625%
HK$7,088
+HK$407/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$13,362/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,994
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,182
−HK$190/mo
Today · 4.125%
HK$7,372
baseline
▲ 0.50% · 4.625%
HK$7,760
+HK$388/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$14,744/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,680
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,887
−HK$212/mo
Today · 4.125%
HK$7,099
baseline
▲ 0.50% · 4.625%
HK$7,531
+HK$432/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,198/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,431
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,630
−HK$203/mo
Today · 4.125%
HK$7,833
baseline
▲ 0.50% · 4.625%
HK$8,245
+HK$412/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,666/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,073
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,293
−HK$223/mo
Today · 4.125%
HK$7,516
baseline
▲ 0.50% · 4.625%
HK$7,973
+HK$457/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,032/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,868
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,079
−HK$214/mo
Today · 4.125%
HK$8,293
baseline
▲ 0.50% · 4.625%
HK$8,730
+HK$437/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,586/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).