▼ 0.50% · 3.625%
HK$3,804
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,923
−HK$120/mo
Today · 4.125%
HK$4,043
baseline
▲ 0.50% · 4.625%
HK$4,289
+HK$246/mo
Deposit HK$834K · loan HK$834K · min. income ≈ HK$8,086/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,232
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,346
−HK$115/mo
Today · 4.125%
HK$4,461
baseline
▲ 0.50% · 4.625%
HK$4,696
+HK$235/mo
Deposit HK$834K · loan HK$834K · min. income ≈ HK$8,922/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,185
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,315
−HK$132/mo
Today · 4.125%
HK$4,447
baseline
▲ 0.50% · 4.625%
HK$4,718
+HK$271/mo
Deposit HK$751K · loan HK$918K · min. income ≈ HK$8,894/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,656
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,780
−HK$127/mo
Today · 4.125%
HK$4,907
baseline
▲ 0.50% · 4.625%
HK$5,166
+HK$259/mo
Deposit HK$751K · loan HK$918K · min. income ≈ HK$9,814/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,565
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$144/mo
Today · 4.125%
HK$4,851
baseline
▲ 0.50% · 4.625%
HK$5,147
+HK$296/mo
Deposit HK$667K · loan HK$1.00M · min. income ≈ HK$9,702/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,079
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,215
−HK$138/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,635
+HK$282/mo
Deposit HK$667K · loan HK$1.00M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,099
−HK$157/mo
Today · 4.125%
HK$5,256
baseline
▲ 0.50% · 4.625%
HK$5,576
+HK$320/mo
Deposit HK$584K · loan HK$1.08M · min. income ≈ HK$10,512/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,650
−HK$149/mo
Today · 4.125%
HK$5,799
baseline
▲ 0.50% · 4.625%
HK$6,105
+HK$306/mo
Deposit HK$584K · loan HK$1.08M · min. income ≈ HK$11,598/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,326
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$168/mo
Today · 4.125%
HK$5,660
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$344/mo
Deposit HK$501K · loan HK$1.17M · min. income ≈ HK$11,320/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,925
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,084
−HK$161/mo
Today · 4.125%
HK$6,245
baseline
▲ 0.50% · 4.625%
HK$6,575
+HK$330/mo
Deposit HK$501K · loan HK$1.17M · min. income ≈ HK$12,490/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,707
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,884
−HK$180/mo
Today · 4.125%
HK$6,064
baseline
▲ 0.50% · 4.625%
HK$6,433
+HK$369/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$12,128/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,348
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,519
−HK$172/mo
Today · 4.125%
HK$6,691
baseline
▲ 0.50% · 4.625%
HK$7,044
+HK$353/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$13,382/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,087
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,276
−HK$193/mo
Today · 4.125%
HK$6,469
baseline
▲ 0.50% · 4.625%
HK$6,862
+HK$393/mo
Deposit HK$334K · loan HK$1.33M · min. income ≈ HK$12,938/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,772
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,953
−HK$185/mo
Today · 4.125%
HK$7,138
baseline
▲ 0.50% · 4.625%
HK$7,514
+HK$376/mo
Deposit HK$334K · loan HK$1.33M · min. income ≈ HK$14,276/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,467
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,669
−HK$204/mo
Today · 4.125%
HK$6,873
baseline
▲ 0.50% · 4.625%
HK$7,291
+HK$418/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$13,746/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,195
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,388
−HK$196/mo
Today · 4.125%
HK$7,584
baseline
▲ 0.50% · 4.625%
HK$7,983
+HK$399/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$15,168/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,848
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,061
−HK$216/mo
Today · 4.125%
HK$7,277
baseline
▲ 0.50% · 4.625%
HK$7,720
+HK$443/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$14,554/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,618
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,822
−HK$208/mo
Today · 4.125%
HK$8,030
baseline
▲ 0.50% · 4.625%
HK$8,453
+HK$423/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$16,060/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).