▼ 0.50% · 3.625%
HK$3,715
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,830
−HK$117/mo
Today · 4.125%
HK$3,947
baseline
▲ 0.50% · 4.625%
HK$4,188
+HK$241/mo
Deposit HK$815K · loan HK$815K · min. income ≈ HK$7,894/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,132
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$113/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,585
+HK$229/mo
Deposit HK$815K · loan HK$815K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,086
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$129/mo
Today · 4.125%
HK$4,342
baseline
▲ 0.50% · 4.625%
HK$4,606
+HK$264/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$8,684/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$123/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,044
+HK$253/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$141/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$288/mo
Deposit HK$652K · loan HK$977K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,959
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,092
−HK$135/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$275/mo
Deposit HK$652K · loan HK$977K · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,829
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,979
−HK$153/mo
Today · 4.125%
HK$5,132
baseline
▲ 0.50% · 4.625%
HK$5,444
+HK$312/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$10,264/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,372
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,516
−HK$146/mo
Today · 4.125%
HK$5,662
baseline
▲ 0.50% · 4.625%
HK$5,961
+HK$299/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$11,324/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,200
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,362
−HK$164/mo
Today · 4.125%
HK$5,526
baseline
▲ 0.50% · 4.625%
HK$5,863
+HK$337/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$11,052/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,785
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,941
−HK$157/mo
Today · 4.125%
HK$6,098
baseline
▲ 0.50% · 4.625%
HK$6,419
+HK$321/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$12,196/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,572
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$176/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,282
+HK$361/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,199
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,365
−HK$168/mo
Today · 4.125%
HK$6,533
baseline
▲ 0.50% · 4.625%
HK$6,878
+HK$345/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$13,066/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,943
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,128
−HK$188/mo
Today · 4.125%
HK$6,316
baseline
▲ 0.50% · 4.625%
HK$6,700
+HK$384/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$12,632/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,612
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,789
−HK$180/mo
Today · 4.125%
HK$6,969
baseline
▲ 0.50% · 4.625%
HK$7,336
+HK$367/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$13,938/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,315
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,511
−HK$200/mo
Today · 4.125%
HK$6,711
baseline
▲ 0.50% · 4.625%
HK$7,119
+HK$408/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,422/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,025
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,213
−HK$192/mo
Today · 4.125%
HK$7,405
baseline
▲ 0.50% · 4.625%
HK$7,795
+HK$390/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,810/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,686
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,894
−HK$211/mo
Today · 4.125%
HK$7,105
baseline
▲ 0.50% · 4.625%
HK$7,538
+HK$433/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,210/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,438
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,638
−HK$202/mo
Today · 4.125%
HK$7,840
baseline
▲ 0.50% · 4.625%
HK$8,253
+HK$413/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,680/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).