▼ 0.50% · 3.625%
HK$20,159
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,786
−HK$637/mo
Today · 4.125%
HK$21,423
baseline
▲ 0.50% · 4.625%
HK$22,726
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,846/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,426
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,028
−HK$610/mo
Today · 4.125%
HK$23,638
baseline
▲ 0.50% · 4.625%
HK$24,884
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,276/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,175
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,864
−HK$701/mo
Today · 4.125%
HK$23,565
baseline
▲ 0.50% · 4.625%
HK$24,999
+HK$1,434/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,130/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,669
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,331
−HK$671/mo
Today · 4.125%
HK$26,002
baseline
▲ 0.50% · 4.625%
HK$27,372
+HK$1,370/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$52,004/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,190
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,943
−HK$764/mo
Today · 4.125%
HK$25,707
baseline
▲ 0.50% · 4.625%
HK$27,272
+HK$1,565/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$51,414/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,912
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,633
−HK$733/mo
Today · 4.125%
HK$28,366
baseline
▲ 0.50% · 4.625%
HK$29,861
+HK$1,495/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$56,732/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,206
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,022
−HK$828/mo
Today · 4.125%
HK$27,850
baseline
▲ 0.50% · 4.625%
HK$29,544
+HK$1,694/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$55,700/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,154
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,936
−HK$793/mo
Today · 4.125%
HK$30,729
baseline
▲ 0.50% · 4.625%
HK$32,349
+HK$1,620/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$61,458/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,222
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,100
−HK$892/mo
Today · 4.125%
HK$29,992
baseline
▲ 0.50% · 4.625%
HK$31,817
+HK$1,825/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$59,984/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,397
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,239
−HK$854/mo
Today · 4.125%
HK$33,093
baseline
▲ 0.50% · 4.625%
HK$34,838
+HK$1,745/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,186/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,238
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,179
−HK$955/mo
Today · 4.125%
HK$32,134
baseline
▲ 0.50% · 4.625%
HK$34,090
+HK$1,956/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,268/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,640
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,542
−HK$915/mo
Today · 4.125%
HK$35,457
baseline
▲ 0.50% · 4.625%
HK$37,326
+HK$1,869/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,914/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,254
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,257
−HK$1,020/mo
Today · 4.125%
HK$34,277
baseline
▲ 0.50% · 4.625%
HK$36,362
+HK$2,085/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,554/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,882
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,845
−HK$976/mo
Today · 4.125%
HK$37,821
baseline
▲ 0.50% · 4.625%
HK$39,814
+HK$1,993/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,642/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,270
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,336
−HK$1,083/mo
Today · 4.125%
HK$36,419
baseline
▲ 0.50% · 4.625%
HK$38,635
+HK$2,216/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$72,838/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,125
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,147
−HK$1,038/mo
Today · 4.125%
HK$40,185
baseline
▲ 0.50% · 4.625%
HK$42,303
+HK$2,118/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$80,370/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,286
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,414
−HK$1,147/mo
Today · 4.125%
HK$38,561
baseline
▲ 0.50% · 4.625%
HK$40,908
+HK$2,347/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$77,122/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,368
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,450
−HK$1,098/mo
Today · 4.125%
HK$42,548
baseline
▲ 0.50% · 4.625%
HK$44,791
+HK$2,243/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$85,096/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,217 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).