▼ 0.50% · 3.625%
HK$17,843
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,398
−HK$564/mo
Today · 4.125%
HK$18,962
baseline
▲ 0.50% · 4.625%
HK$20,115
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,924/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,850
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,382
−HK$540/mo
Today · 4.125%
HK$20,922
baseline
▲ 0.50% · 4.625%
HK$22,025
+HK$1,103/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,844/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,627
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,238
−HK$620/mo
Today · 4.125%
HK$20,858
baseline
▲ 0.50% · 4.625%
HK$22,127
+HK$1,269/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,716/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,835
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,421
−HK$594/mo
Today · 4.125%
HK$23,015
baseline
▲ 0.50% · 4.625%
HK$24,228
+HK$1,213/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$46,030/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,411
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,077
−HK$677/mo
Today · 4.125%
HK$22,754
baseline
▲ 0.50% · 4.625%
HK$24,139
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,508/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,820
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,459
−HK$648/mo
Today · 4.125%
HK$25,107
baseline
▲ 0.50% · 4.625%
HK$26,430
+HK$1,323/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,214/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,196
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,917
−HK$733/mo
Today · 4.125%
HK$24,650
baseline
▲ 0.50% · 4.625%
HK$26,150
+HK$1,500/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,300/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,805
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,497
−HK$702/mo
Today · 4.125%
HK$27,199
baseline
▲ 0.50% · 4.625%
HK$28,633
+HK$1,434/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,398/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,980
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,757
−HK$789/mo
Today · 4.125%
HK$26,546
baseline
▲ 0.50% · 4.625%
HK$28,162
+HK$1,616/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,092/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,790
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,535
−HK$756/mo
Today · 4.125%
HK$29,291
baseline
▲ 0.50% · 4.625%
HK$30,835
+HK$1,544/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,582/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,764
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,597
−HK$846/mo
Today · 4.125%
HK$28,443
baseline
▲ 0.50% · 4.625%
HK$30,173
+HK$1,730/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,886/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,775
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,573
−HK$811/mo
Today · 4.125%
HK$31,384
baseline
▲ 0.50% · 4.625%
HK$33,038
+HK$1,654/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,768/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,548
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,437
−HK$902/mo
Today · 4.125%
HK$30,339
baseline
▲ 0.50% · 4.625%
HK$32,185
+HK$1,846/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$60,678/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,760
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,612
−HK$864/mo
Today · 4.125%
HK$33,476
baseline
▲ 0.50% · 4.625%
HK$35,240
+HK$1,764/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$66,952/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,333
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,276
−HK$959/mo
Today · 4.125%
HK$32,235
baseline
▲ 0.50% · 4.625%
HK$34,196
+HK$1,961/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,470/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,745
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,650
−HK$918/mo
Today · 4.125%
HK$35,568
baseline
▲ 0.50% · 4.625%
HK$37,443
+HK$1,875/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,136/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,117
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,116
−HK$1,015/mo
Today · 4.125%
HK$34,131
baseline
▲ 0.50% · 4.625%
HK$36,208
+HK$2,077/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$68,262/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,730
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,688
−HK$972/mo
Today · 4.125%
HK$37,660
baseline
▲ 0.50% · 4.625%
HK$39,645
+HK$1,985/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$75,320/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,748 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).