▼ 0.50% · 3.625%
HK$20,619
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,260
−HK$652/mo
Today · 4.125%
HK$21,912
baseline
▲ 0.50% · 4.625%
HK$23,245
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,824/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,939
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,554
−HK$624/mo
Today · 4.125%
HK$24,178
baseline
▲ 0.50% · 4.625%
HK$25,452
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,356/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,681
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,387
−HK$716/mo
Today · 4.125%
HK$24,103
baseline
▲ 0.50% · 4.625%
HK$25,570
+HK$1,467/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,206/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,232
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,909
−HK$687/mo
Today · 4.125%
HK$26,596
baseline
▲ 0.50% · 4.625%
HK$27,998
+HK$1,402/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,192/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,743
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,513
−HK$782/mo
Today · 4.125%
HK$26,295
baseline
▲ 0.50% · 4.625%
HK$27,894
+HK$1,599/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,590/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,526
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,264
−HK$749/mo
Today · 4.125%
HK$29,013
baseline
▲ 0.50% · 4.625%
HK$30,543
+HK$1,530/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,026/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,805
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,639
−HK$847/mo
Today · 4.125%
HK$28,486
baseline
▲ 0.50% · 4.625%
HK$30,219
+HK$1,733/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$56,972/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,820
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,620
−HK$811/mo
Today · 4.125%
HK$31,431
baseline
▲ 0.50% · 4.625%
HK$33,088
+HK$1,657/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$62,862/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,867
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,765
−HK$912/mo
Today · 4.125%
HK$30,677
baseline
▲ 0.50% · 4.625%
HK$32,544
+HK$1,867/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,354/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,114
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,975
−HK$874/mo
Today · 4.125%
HK$33,849
baseline
▲ 0.50% · 4.625%
HK$35,633
+HK$1,784/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,698/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,929
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,891
−HK$977/mo
Today · 4.125%
HK$32,868
baseline
▲ 0.50% · 4.625%
HK$34,868
+HK$2,000/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,736/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,408
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,331
−HK$936/mo
Today · 4.125%
HK$36,267
baseline
▲ 0.50% · 4.625%
HK$38,178
+HK$1,911/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,534/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,991
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,017
−HK$1,042/mo
Today · 4.125%
HK$35,059
baseline
▲ 0.50% · 4.625%
HK$37,193
+HK$2,134/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,118/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,702
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,686
−HK$999/mo
Today · 4.125%
HK$38,685
baseline
▲ 0.50% · 4.625%
HK$40,724
+HK$2,039/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,370/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,052
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,143
−HK$1,108/mo
Today · 4.125%
HK$37,251
baseline
▲ 0.50% · 4.625%
HK$39,517
+HK$2,266/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,502/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,996
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,041
−HK$1,061/mo
Today · 4.125%
HK$41,102
baseline
▲ 0.50% · 4.625%
HK$43,269
+HK$2,167/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,204/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,114
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,269
−HK$1,173/mo
Today · 4.125%
HK$39,442
baseline
▲ 0.50% · 4.625%
HK$41,842
+HK$2,400/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,884/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,289
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,397
−HK$1,123/mo
Today · 4.125%
HK$43,520
baseline
▲ 0.50% · 4.625%
HK$45,814
+HK$2,294/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,040/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,245 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).