▼ 0.50% · 3.625%
HK$17,633
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,182
−HK$557/mo
Today · 4.125%
HK$18,739
baseline
▲ 0.50% · 4.625%
HK$19,879
+HK$1,140/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,478/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,617
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,143
−HK$534/mo
Today · 4.125%
HK$20,677
baseline
▲ 0.50% · 4.625%
HK$21,767
+HK$1,090/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,354/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,397
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$20,000
−HK$613/mo
Today · 4.125%
HK$20,613
baseline
▲ 0.50% · 4.625%
HK$21,867
+HK$1,254/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,226/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,579
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,157
−HK$587/mo
Today · 4.125%
HK$22,744
baseline
▲ 0.50% · 4.625%
HK$23,943
+HK$1,199/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,488/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,160
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,818
−HK$669/mo
Today · 4.125%
HK$22,487
baseline
▲ 0.50% · 4.625%
HK$23,855
+HK$1,368/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,974/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,540
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,172
−HK$640/mo
Today · 4.125%
HK$24,812
baseline
▲ 0.50% · 4.625%
HK$26,120
+HK$1,308/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,624/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,923
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,636
−HK$725/mo
Today · 4.125%
HK$24,361
baseline
▲ 0.50% · 4.625%
HK$25,843
+HK$1,482/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$48,722/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,502
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,186
−HK$694/mo
Today · 4.125%
HK$26,880
baseline
▲ 0.50% · 4.625%
HK$28,297
+HK$1,417/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$53,760/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,687
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,455
−HK$780/mo
Today · 4.125%
HK$26,235
baseline
▲ 0.50% · 4.625%
HK$27,831
+HK$1,596/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,470/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,464
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,200
−HK$747/mo
Today · 4.125%
HK$28,947
baseline
▲ 0.50% · 4.625%
HK$30,473
+HK$1,526/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,894/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,450
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,273
−HK$836/mo
Today · 4.125%
HK$28,109
baseline
▲ 0.50% · 4.625%
HK$29,819
+HK$1,710/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,218/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,425
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,215
−HK$800/mo
Today · 4.125%
HK$31,015
baseline
▲ 0.50% · 4.625%
HK$32,650
+HK$1,635/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$62,030/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,213
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,091
−HK$892/mo
Today · 4.125%
HK$29,983
baseline
▲ 0.50% · 4.625%
HK$31,807
+HK$1,824/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$59,966/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,387
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,229
−HK$854/mo
Today · 4.125%
HK$33,083
baseline
▲ 0.50% · 4.625%
HK$34,827
+HK$1,744/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$66,166/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,977
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,909
−HK$947/mo
Today · 4.125%
HK$31,856
baseline
▲ 0.50% · 4.625%
HK$33,795
+HK$1,939/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,712/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,349
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,243
−HK$907/mo
Today · 4.125%
HK$35,150
baseline
▲ 0.50% · 4.625%
HK$37,003
+HK$1,853/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,300/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,740
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,727
−HK$1,003/mo
Today · 4.125%
HK$33,730
baseline
▲ 0.50% · 4.625%
HK$35,783
+HK$2,053/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,460/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,310
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,257
−HK$961/mo
Today · 4.125%
HK$37,218
baseline
▲ 0.50% · 4.625%
HK$39,180
+HK$1,962/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$74,436/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,992 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).