▼ 0.50% · 3.625%
HK$16,413
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,924
−HK$518/mo
Today · 4.125%
HK$17,442
baseline
▲ 0.50% · 4.625%
HK$18,504
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,884/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,259
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,749
−HK$497/mo
Today · 4.125%
HK$19,246
baseline
▲ 0.50% · 4.625%
HK$20,260
+HK$1,014/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,492/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,054
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,616
−HK$571/mo
Today · 4.125%
HK$19,187
baseline
▲ 0.50% · 4.625%
HK$20,354
+HK$1,167/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,374/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,085
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,624
−HK$547/mo
Today · 4.125%
HK$21,171
baseline
▲ 0.50% · 4.625%
HK$22,287
+HK$1,116/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,342/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,696
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,308
−HK$623/mo
Today · 4.125%
HK$20,931
baseline
▲ 0.50% · 4.625%
HK$22,204
+HK$1,273/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,862/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,911
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,499
−HK$596/mo
Today · 4.125%
HK$23,095
baseline
▲ 0.50% · 4.625%
HK$24,313
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,190/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,337
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,001
−HK$674/mo
Today · 4.125%
HK$22,675
baseline
▲ 0.50% · 4.625%
HK$24,055
+HK$1,380/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,350/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,737
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,374
−HK$646/mo
Today · 4.125%
HK$25,020
baseline
▲ 0.50% · 4.625%
HK$26,339
+HK$1,319/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,040/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,978
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,693
−HK$726/mo
Today · 4.125%
HK$24,419
baseline
▲ 0.50% · 4.625%
HK$25,905
+HK$1,486/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,838/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,563
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,249
−HK$695/mo
Today · 4.125%
HK$26,944
baseline
▲ 0.50% · 4.625%
HK$28,365
+HK$1,421/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,888/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,620
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,386
−HK$778/mo
Today · 4.125%
HK$26,164
baseline
▲ 0.50% · 4.625%
HK$27,756
+HK$1,592/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,328/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,389
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,124
−HK$745/mo
Today · 4.125%
HK$28,869
baseline
▲ 0.50% · 4.625%
HK$30,391
+HK$1,522/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,738/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,261
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,078
−HK$830/mo
Today · 4.125%
HK$27,908
baseline
▲ 0.50% · 4.625%
HK$29,606
+HK$1,698/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,816/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,215
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$29,999
−HK$795/mo
Today · 4.125%
HK$30,794
baseline
▲ 0.50% · 4.625%
HK$32,417
+HK$1,623/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,588/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,902
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,770
−HK$882/mo
Today · 4.125%
HK$29,652
baseline
▲ 0.50% · 4.625%
HK$31,456
+HK$1,804/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,304/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,041
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,874
−HK$844/mo
Today · 4.125%
HK$32,718
baseline
▲ 0.50% · 4.625%
HK$34,443
+HK$1,725/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,436/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,544
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,463
−HK$933/mo
Today · 4.125%
HK$31,396
baseline
▲ 0.50% · 4.625%
HK$33,307
+HK$1,911/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,792/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,867
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,749
−HK$894/mo
Today · 4.125%
HK$34,643
baseline
▲ 0.50% · 4.625%
HK$36,469
+HK$1,826/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,286/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,939 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).