▼ 0.50% · 3.625%
HK$16,579
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,095
−HK$524/mo
Today · 4.125%
HK$17,619
baseline
▲ 0.50% · 4.625%
HK$18,691
+HK$1,072/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,238/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,444
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,939
−HK$501/mo
Today · 4.125%
HK$19,440
baseline
▲ 0.50% · 4.625%
HK$20,465
+HK$1,025/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,880/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,237
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,804
−HK$577/mo
Today · 4.125%
HK$19,381
baseline
▲ 0.50% · 4.625%
HK$20,560
+HK$1,179/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,762/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,288
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,833
−HK$552/mo
Today · 4.125%
HK$21,385
baseline
▲ 0.50% · 4.625%
HK$22,512
+HK$1,127/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,770/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,895
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,514
−HK$628/mo
Today · 4.125%
HK$21,142
baseline
▲ 0.50% · 4.625%
HK$22,429
+HK$1,287/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,284/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,133
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,726
−HK$603/mo
Today · 4.125%
HK$23,329
baseline
▲ 0.50% · 4.625%
HK$24,558
+HK$1,229/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,658/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,553
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,223
−HK$681/mo
Today · 4.125%
HK$22,904
baseline
▲ 0.50% · 4.625%
HK$24,298
+HK$1,394/mo
Deposit HK$2.54M · loan HK$4.73M · min. income ≈ HK$45,808/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,977
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,620
−HK$653/mo
Today · 4.125%
HK$25,273
baseline
▲ 0.50% · 4.625%
HK$26,605
+HK$1,332/mo
Deposit HK$2.54M · loan HK$4.73M · min. income ≈ HK$50,546/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,211
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,933
−HK$733/mo
Today · 4.125%
HK$24,666
baseline
▲ 0.50% · 4.625%
HK$26,167
+HK$1,501/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,332/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,822
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,514
−HK$703/mo
Today · 4.125%
HK$27,217
baseline
▲ 0.50% · 4.625%
HK$28,651
+HK$1,434/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,434/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,869
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,642
−HK$786/mo
Today · 4.125%
HK$26,428
baseline
▲ 0.50% · 4.625%
HK$28,036
+HK$1,608/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,856/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,666
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,408
−HK$753/mo
Today · 4.125%
HK$29,161
baseline
▲ 0.50% · 4.625%
HK$30,698
+HK$1,537/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,322/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,526
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,352
−HK$838/mo
Today · 4.125%
HK$28,190
baseline
▲ 0.50% · 4.625%
HK$29,905
+HK$1,715/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$56,380/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,510
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,302
−HK$803/mo
Today · 4.125%
HK$31,105
baseline
▲ 0.50% · 4.625%
HK$32,744
+HK$1,639/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$62,210/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,184
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,061
−HK$891/mo
Today · 4.125%
HK$29,952
baseline
▲ 0.50% · 4.625%
HK$31,774
+HK$1,822/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,904/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,355
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,196
−HK$853/mo
Today · 4.125%
HK$33,049
baseline
▲ 0.50% · 4.625%
HK$34,791
+HK$1,742/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,098/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,842
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,771
−HK$943/mo
Today · 4.125%
HK$31,714
baseline
▲ 0.50% · 4.625%
HK$33,643
+HK$1,929/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$63,428/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,199
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,090
−HK$903/mo
Today · 4.125%
HK$34,993
baseline
▲ 0.50% · 4.625%
HK$36,837
+HK$1,844/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$69,986/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,121 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).