▼ 0.50% · 3.625%
HK$17,229
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,765
−HK$545/mo
Today · 4.125%
HK$18,310
baseline
▲ 0.50% · 4.625%
HK$19,424
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,620/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,168
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,682
−HK$521/mo
Today · 4.125%
HK$20,203
baseline
▲ 0.50% · 4.625%
HK$21,268
+HK$1,065/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,406/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,952
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,542
−HK$599/mo
Today · 4.125%
HK$20,141
baseline
▲ 0.50% · 4.625%
HK$21,366
+HK$1,225/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,282/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,084
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,650
−HK$573/mo
Today · 4.125%
HK$22,223
baseline
▲ 0.50% · 4.625%
HK$23,395
+HK$1,172/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,446/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,675
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,318
−HK$654/mo
Today · 4.125%
HK$21,972
baseline
▲ 0.50% · 4.625%
HK$23,309
+HK$1,337/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,944/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,001
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,618
−HK$626/mo
Today · 4.125%
HK$24,244
baseline
▲ 0.50% · 4.625%
HK$25,522
+HK$1,278/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,488/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,398
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,095
−HK$708/mo
Today · 4.125%
HK$23,803
baseline
▲ 0.50% · 4.625%
HK$25,251
+HK$1,448/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$47,606/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,918
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,586
−HK$678/mo
Today · 4.125%
HK$26,264
baseline
▲ 0.50% · 4.625%
HK$27,649
+HK$1,385/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$52,528/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,121
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,872
−HK$762/mo
Today · 4.125%
HK$25,634
baseline
▲ 0.50% · 4.625%
HK$27,194
+HK$1,560/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,268/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,835
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,554
−HK$730/mo
Today · 4.125%
HK$28,284
baseline
▲ 0.50% · 4.625%
HK$29,775
+HK$1,491/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,568/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,844
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,648
−HK$817/mo
Today · 4.125%
HK$27,465
baseline
▲ 0.50% · 4.625%
HK$29,136
+HK$1,671/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,930/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,751
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,522
−HK$783/mo
Today · 4.125%
HK$30,305
baseline
▲ 0.50% · 4.625%
HK$31,902
+HK$1,597/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,610/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,567
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,425
−HK$871/mo
Today · 4.125%
HK$29,296
baseline
▲ 0.50% · 4.625%
HK$31,078
+HK$1,782/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$58,592/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,668
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,491
−HK$834/mo
Today · 4.125%
HK$32,325
baseline
▲ 0.50% · 4.625%
HK$34,029
+HK$1,704/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$64,650/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,290
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,201
−HK$926/mo
Today · 4.125%
HK$31,127
baseline
▲ 0.50% · 4.625%
HK$33,021
+HK$1,894/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$62,254/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,585
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,459
−HK$886/mo
Today · 4.125%
HK$34,345
baseline
▲ 0.50% · 4.625%
HK$36,156
+HK$1,811/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$68,690/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,013
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,978
−HK$980/mo
Today · 4.125%
HK$32,958
baseline
▲ 0.50% · 4.625%
HK$34,963
+HK$2,005/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$65,916/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,502
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,427
−HK$939/mo
Today · 4.125%
HK$36,366
baseline
▲ 0.50% · 4.625%
HK$38,283
+HK$1,917/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$72,732/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,678 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).