▼ 0.50% · 3.625%
HK$17,597
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,144
−HK$556/mo
Today · 4.125%
HK$18,700
baseline
▲ 0.50% · 4.625%
HK$19,838
+HK$1,138/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,400/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,576
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,101
−HK$533/mo
Today · 4.125%
HK$20,634
baseline
▲ 0.50% · 4.625%
HK$21,721
+HK$1,087/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,268/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,356
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,958
−HK$612/mo
Today · 4.125%
HK$20,570
baseline
▲ 0.50% · 4.625%
HK$21,822
+HK$1,252/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,140/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,534
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,111
−HK$586/mo
Today · 4.125%
HK$22,697
baseline
▲ 0.50% · 4.625%
HK$23,894
+HK$1,197/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,394/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,116
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,773
−HK$667/mo
Today · 4.125%
HK$22,440
baseline
▲ 0.50% · 4.625%
HK$23,806
+HK$1,366/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,880/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,491
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,121
−HK$640/mo
Today · 4.125%
HK$24,761
baseline
▲ 0.50% · 4.625%
HK$26,066
+HK$1,305/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,522/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,876
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,587
−HK$723/mo
Today · 4.125%
HK$24,310
baseline
▲ 0.50% · 4.625%
HK$25,789
+HK$1,479/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$48,620/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,449
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,132
−HK$692/mo
Today · 4.125%
HK$26,824
baseline
▲ 0.50% · 4.625%
HK$28,238
+HK$1,414/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$53,648/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,635
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,402
−HK$778/mo
Today · 4.125%
HK$26,180
baseline
▲ 0.50% · 4.625%
HK$27,773
+HK$1,593/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$52,360/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,407
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,142
−HK$745/mo
Today · 4.125%
HK$28,887
baseline
▲ 0.50% · 4.625%
HK$30,410
+HK$1,523/mo
Deposit HK$2.32M · loan HK$5.40M · min. income ≈ HK$57,774/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,395
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,216
−HK$834/mo
Today · 4.125%
HK$28,050
baseline
▲ 0.50% · 4.625%
HK$29,757
+HK$1,707/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$56,100/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,364
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,152
−HK$799/mo
Today · 4.125%
HK$30,951
baseline
▲ 0.50% · 4.625%
HK$32,582
+HK$1,631/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$61,902/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,155
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,030
−HK$890/mo
Today · 4.125%
HK$29,920
baseline
▲ 0.50% · 4.625%
HK$31,741
+HK$1,821/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$59,840/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,322
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,162
−HK$852/mo
Today · 4.125%
HK$33,014
baseline
▲ 0.50% · 4.625%
HK$34,754
+HK$1,740/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$66,028/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,914
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,845
−HK$945/mo
Today · 4.125%
HK$31,790
baseline
▲ 0.50% · 4.625%
HK$33,725
+HK$1,935/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$63,580/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,279
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,172
−HK$905/mo
Today · 4.125%
HK$35,077
baseline
▲ 0.50% · 4.625%
HK$36,926
+HK$1,849/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$70,154/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,674
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,659
−HK$1,001/mo
Today · 4.125%
HK$33,660
baseline
▲ 0.50% · 4.625%
HK$35,708
+HK$2,048/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$67,320/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,237
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,182
−HK$959/mo
Today · 4.125%
HK$37,141
baseline
▲ 0.50% · 4.625%
HK$39,099
+HK$1,958/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$74,282/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,510 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).