▼ 0.50% · 3.625%
HK$16,493
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,006
−HK$521/mo
Today · 4.125%
HK$17,527
baseline
▲ 0.50% · 4.625%
HK$18,593
+HK$1,066/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,054/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,348
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,840
−HK$499/mo
Today · 4.125%
HK$19,339
baseline
▲ 0.50% · 4.625%
HK$20,359
+HK$1,020/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,678/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,142
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,706
−HK$574/mo
Today · 4.125%
HK$19,280
baseline
▲ 0.50% · 4.625%
HK$20,453
+HK$1,173/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$38,560/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,183
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,724
−HK$549/mo
Today · 4.125%
HK$21,273
baseline
▲ 0.50% · 4.625%
HK$22,395
+HK$1,122/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$42,546/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,791
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,407
−HK$625/mo
Today · 4.125%
HK$21,032
baseline
▲ 0.50% · 4.625%
HK$22,312
+HK$1,280/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,064/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,018
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,608
−HK$599/mo
Today · 4.125%
HK$23,207
baseline
▲ 0.50% · 4.625%
HK$24,430
+HK$1,223/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,414/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,441
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,107
−HK$678/mo
Today · 4.125%
HK$22,785
baseline
▲ 0.50% · 4.625%
HK$24,171
+HK$1,386/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,570/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,852
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,492
−HK$649/mo
Today · 4.125%
HK$25,141
baseline
▲ 0.50% · 4.625%
HK$26,466
+HK$1,325/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,282/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,090
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,808
−HK$730/mo
Today · 4.125%
HK$24,538
baseline
▲ 0.50% · 4.625%
HK$26,031
+HK$1,493/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,076/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,687
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,376
−HK$699/mo
Today · 4.125%
HK$27,075
baseline
▲ 0.50% · 4.625%
HK$28,502
+HK$1,427/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,150/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,739
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,509
−HK$781/mo
Today · 4.125%
HK$26,290
baseline
▲ 0.50% · 4.625%
HK$27,890
+HK$1,600/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,580/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,522
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,260
−HK$749/mo
Today · 4.125%
HK$29,009
baseline
▲ 0.50% · 4.625%
HK$30,538
+HK$1,529/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$58,018/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,388
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,209
−HK$834/mo
Today · 4.125%
HK$28,043
baseline
▲ 0.50% · 4.625%
HK$29,750
+HK$1,707/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,086/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,357
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,144
−HK$799/mo
Today · 4.125%
HK$30,943
baseline
▲ 0.50% · 4.625%
HK$32,574
+HK$1,631/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,886/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,038
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,910
−HK$886/mo
Today · 4.125%
HK$29,796
baseline
▲ 0.50% · 4.625%
HK$31,609
+HK$1,813/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$59,592/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,192
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,028
−HK$849/mo
Today · 4.125%
HK$32,877
baseline
▲ 0.50% · 4.625%
HK$34,610
+HK$1,733/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$65,754/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,687
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,610
−HK$939/mo
Today · 4.125%
HK$31,549
baseline
▲ 0.50% · 4.625%
HK$33,468
+HK$1,919/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,098/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,026
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,912
−HK$899/mo
Today · 4.125%
HK$34,811
baseline
▲ 0.50% · 4.625%
HK$36,646
+HK$1,835/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,622/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,986 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).