▼ 0.50% · 3.625%
HK$16,649
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,166
−HK$527/mo
Today · 4.125%
HK$17,693
baseline
▲ 0.50% · 4.625%
HK$18,769
+HK$1,076/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,386/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,521
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,018
−HK$504/mo
Today · 4.125%
HK$19,522
baseline
▲ 0.50% · 4.625%
HK$20,551
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,044/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,313
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,883
−HK$579/mo
Today · 4.125%
HK$19,462
baseline
▲ 0.50% · 4.625%
HK$20,646
+HK$1,184/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,924/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,373
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,920
−HK$554/mo
Today · 4.125%
HK$21,474
baseline
▲ 0.50% · 4.625%
HK$22,606
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,948/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,978
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,600
−HK$631/mo
Today · 4.125%
HK$21,231
baseline
▲ 0.50% · 4.625%
HK$22,523
+HK$1,292/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,462/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,226
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,822
−HK$604/mo
Today · 4.125%
HK$23,426
baseline
▲ 0.50% · 4.625%
HK$24,661
+HK$1,235/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,852/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,643
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,316
−HK$684/mo
Today · 4.125%
HK$23,000
baseline
▲ 0.50% · 4.625%
HK$24,400
+HK$1,400/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,000/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,078
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,724
−HK$655/mo
Today · 4.125%
HK$25,379
baseline
▲ 0.50% · 4.625%
HK$26,716
+HK$1,337/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,758/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,308
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,033
−HK$737/mo
Today · 4.125%
HK$24,770
baseline
▲ 0.50% · 4.625%
HK$26,277
+HK$1,507/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,540/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,930
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,625
−HK$706/mo
Today · 4.125%
HK$27,331
baseline
▲ 0.50% · 4.625%
HK$28,771
+HK$1,440/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,662/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,973
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,750
−HK$789/mo
Today · 4.125%
HK$26,539
baseline
▲ 0.50% · 4.625%
HK$28,154
+HK$1,615/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,078/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,782
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,527
−HK$756/mo
Today · 4.125%
HK$29,283
baseline
▲ 0.50% · 4.625%
HK$30,827
+HK$1,544/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,566/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,638
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,466
−HK$842/mo
Today · 4.125%
HK$28,308
baseline
▲ 0.50% · 4.625%
HK$30,031
+HK$1,723/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,616/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,634
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,429
−HK$806/mo
Today · 4.125%
HK$31,235
baseline
▲ 0.50% · 4.625%
HK$32,882
+HK$1,647/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,470/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,303
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,183
−HK$894/mo
Today · 4.125%
HK$30,077
baseline
▲ 0.50% · 4.625%
HK$31,908
+HK$1,831/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,154/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,486
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,331
−HK$856/mo
Today · 4.125%
HK$33,187
baseline
▲ 0.50% · 4.625%
HK$34,937
+HK$1,750/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,374/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,967
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,900
−HK$947/mo
Today · 4.125%
HK$31,847
baseline
▲ 0.50% · 4.625%
HK$33,784
+HK$1,937/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,694/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,338
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,233
−HK$907/mo
Today · 4.125%
HK$35,140
baseline
▲ 0.50% · 4.625%
HK$36,992
+HK$1,852/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,280/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,036 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).