▼ 0.50% · 3.625%
HK$17,079
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,611
−HK$539/mo
Today · 4.125%
HK$18,150
baseline
▲ 0.50% · 4.625%
HK$19,255
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,300/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,001
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,510
−HK$517/mo
Today · 4.125%
HK$20,027
baseline
▲ 0.50% · 4.625%
HK$21,083
+HK$1,056/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,054/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,787
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,372
−HK$593/mo
Today · 4.125%
HK$19,965
baseline
▲ 0.50% · 4.625%
HK$21,180
+HK$1,215/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,930/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,901
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,461
−HK$569/mo
Today · 4.125%
HK$22,030
baseline
▲ 0.50% · 4.625%
HK$23,191
+HK$1,161/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,060/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,495
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,133
−HK$647/mo
Today · 4.125%
HK$21,780
baseline
▲ 0.50% · 4.625%
HK$23,106
+HK$1,326/mo
Deposit HK$3.00M · loan HK$4.49M · min. income ≈ HK$43,560/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,801
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,412
−HK$621/mo
Today · 4.125%
HK$24,033
baseline
▲ 0.50% · 4.625%
HK$25,299
+HK$1,266/mo
Deposit HK$3.00M · loan HK$4.49M · min. income ≈ HK$48,066/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,203
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,894
−HK$702/mo
Today · 4.125%
HK$23,596
baseline
▲ 0.50% · 4.625%
HK$25,031
+HK$1,435/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,192/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,701
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,363
−HK$672/mo
Today · 4.125%
HK$26,035
baseline
▲ 0.50% · 4.625%
HK$27,408
+HK$1,373/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,070/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,911
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,655
−HK$756/mo
Today · 4.125%
HK$25,411
baseline
▲ 0.50% · 4.625%
HK$26,957
+HK$1,546/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$50,822/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,601
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,314
−HK$724/mo
Today · 4.125%
HK$28,038
baseline
▲ 0.50% · 4.625%
HK$29,516
+HK$1,478/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$56,076/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,619
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,416
−HK$810/mo
Today · 4.125%
HK$27,226
baseline
▲ 0.50% · 4.625%
HK$28,882
+HK$1,656/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,452/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,501
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,265
−HK$776/mo
Today · 4.125%
HK$30,041
baseline
▲ 0.50% · 4.625%
HK$31,624
+HK$1,583/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,082/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,327
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,177
−HK$864/mo
Today · 4.125%
HK$29,041
baseline
▲ 0.50% · 4.625%
HK$30,808
+HK$1,767/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$58,082/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,401
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,216
−HK$827/mo
Today · 4.125%
HK$32,043
baseline
▲ 0.50% · 4.625%
HK$33,733
+HK$1,690/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$64,086/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,035
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,938
−HK$918/mo
Today · 4.125%
HK$30,856
baseline
▲ 0.50% · 4.625%
HK$32,733
+HK$1,877/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,712/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,301
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,167
−HK$879/mo
Today · 4.125%
HK$34,046
baseline
▲ 0.50% · 4.625%
HK$35,841
+HK$1,795/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,092/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,743
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,699
−HK$972/mo
Today · 4.125%
HK$32,671
baseline
▲ 0.50% · 4.625%
HK$34,659
+HK$1,988/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$65,342/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,201
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,118
−HK$931/mo
Today · 4.125%
HK$36,049
baseline
▲ 0.50% · 4.625%
HK$37,949
+HK$1,900/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$72,098/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,704 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).