▼ 0.50% · 3.625%
HK$18,275
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,843
−HK$578/mo
Today · 4.125%
HK$19,421
baseline
▲ 0.50% · 4.625%
HK$20,602
+HK$1,181/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,842/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,330
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,875
−HK$554/mo
Today · 4.125%
HK$21,429
baseline
▲ 0.50% · 4.625%
HK$22,558
+HK$1,129/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,858/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,102
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,727
−HK$636/mo
Today · 4.125%
HK$21,363
baseline
▲ 0.50% · 4.625%
HK$22,662
+HK$1,299/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,726/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,363
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,963
−HK$608/mo
Today · 4.125%
HK$23,571
baseline
▲ 0.50% · 4.625%
HK$24,814
+HK$1,243/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,142/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,929
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,612
−HK$693/mo
Today · 4.125%
HK$23,305
baseline
▲ 0.50% · 4.625%
HK$24,723
+HK$1,418/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,610/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,396
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,051
−HK$663/mo
Today · 4.125%
HK$25,714
baseline
▲ 0.50% · 4.625%
HK$27,070
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,428/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,757
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,496
−HK$751/mo
Today · 4.125%
HK$25,247
baseline
▲ 0.50% · 4.625%
HK$26,783
+HK$1,536/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$50,494/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,429
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,138
−HK$719/mo
Today · 4.125%
HK$27,857
baseline
▲ 0.50% · 4.625%
HK$29,326
+HK$1,469/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$55,714/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,584
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,380
−HK$809/mo
Today · 4.125%
HK$27,189
baseline
▲ 0.50% · 4.625%
HK$28,843
+HK$1,654/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,378/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,462
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,226
−HK$774/mo
Today · 4.125%
HK$30,000
baseline
▲ 0.50% · 4.625%
HK$31,581
+HK$1,581/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$60,000/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,412
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,264
−HK$867/mo
Today · 4.125%
HK$29,131
baseline
▲ 0.50% · 4.625%
HK$30,903
+HK$1,772/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,262/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,495
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,313
−HK$830/mo
Today · 4.125%
HK$32,143
baseline
▲ 0.50% · 4.625%
HK$33,837
+HK$1,694/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,286/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,239
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,149
−HK$924/mo
Today · 4.125%
HK$31,073
baseline
▲ 0.50% · 4.625%
HK$32,964
+HK$1,891/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,146/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,528
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,401
−HK$885/mo
Today · 4.125%
HK$34,286
baseline
▲ 0.50% · 4.625%
HK$36,093
+HK$1,807/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,572/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,067
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,033
−HK$982/mo
Today · 4.125%
HK$33,015
baseline
▲ 0.50% · 4.625%
HK$35,024
+HK$2,009/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$66,030/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,561
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,488
−HK$941/mo
Today · 4.125%
HK$36,429
baseline
▲ 0.50% · 4.625%
HK$38,349
+HK$1,920/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,858/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,894
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,917
−HK$1,040/mo
Today · 4.125%
HK$34,957
baseline
▲ 0.50% · 4.625%
HK$37,084
+HK$2,127/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,914/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,594
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,576
−HK$996/mo
Today · 4.125%
HK$38,572
baseline
▲ 0.50% · 4.625%
HK$40,605
+HK$2,033/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$77,144/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,428 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).