▼ 0.50% · 3.625%
HK$17,113
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,645
−HK$541/mo
Today · 4.125%
HK$18,186
baseline
▲ 0.50% · 4.625%
HK$19,293
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,372/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,038
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,549
−HK$517/mo
Today · 4.125%
HK$20,066
baseline
▲ 0.50% · 4.625%
HK$21,124
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,132/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,824
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,410
−HK$595/mo
Today · 4.125%
HK$20,005
baseline
▲ 0.50% · 4.625%
HK$21,222
+HK$1,217/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,010/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,942
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,503
−HK$570/mo
Today · 4.125%
HK$22,073
baseline
▲ 0.50% · 4.625%
HK$23,237
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,146/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,535
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,174
−HK$649/mo
Today · 4.125%
HK$21,823
baseline
▲ 0.50% · 4.625%
HK$23,151
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,646/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,846
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,458
−HK$622/mo
Today · 4.125%
HK$24,080
baseline
▲ 0.50% · 4.625%
HK$25,349
+HK$1,269/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,160/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,247
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,939
−HK$703/mo
Today · 4.125%
HK$23,642
baseline
▲ 0.50% · 4.625%
HK$25,080
+HK$1,438/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,284/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,749
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,413
−HK$673/mo
Today · 4.125%
HK$26,086
baseline
▲ 0.50% · 4.625%
HK$27,461
+HK$1,375/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,172/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,958
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,703
−HK$757/mo
Today · 4.125%
HK$25,460
baseline
▲ 0.50% · 4.625%
HK$27,010
+HK$1,550/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,920/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,653
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,368
−HK$725/mo
Today · 4.125%
HK$28,093
baseline
▲ 0.50% · 4.625%
HK$29,574
+HK$1,481/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,186/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,669
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,468
−HK$811/mo
Today · 4.125%
HK$27,279
baseline
▲ 0.50% · 4.625%
HK$28,939
+HK$1,660/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,558/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,557
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,323
−HK$777/mo
Today · 4.125%
HK$30,100
baseline
▲ 0.50% · 4.625%
HK$31,686
+HK$1,586/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,200/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,381
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,232
−HK$866/mo
Today · 4.125%
HK$29,098
baseline
▲ 0.50% · 4.625%
HK$30,868
+HK$1,770/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,196/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,461
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,278
−HK$828/mo
Today · 4.125%
HK$32,106
baseline
▲ 0.50% · 4.625%
HK$33,799
+HK$1,693/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,212/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,092
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,997
−HK$919/mo
Today · 4.125%
HK$30,916
baseline
▲ 0.50% · 4.625%
HK$32,797
+HK$1,881/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,832/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,364
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,232
−HK$881/mo
Today · 4.125%
HK$34,113
baseline
▲ 0.50% · 4.625%
HK$35,911
+HK$1,798/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,226/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,803
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,761
−HK$974/mo
Today · 4.125%
HK$32,735
baseline
▲ 0.50% · 4.625%
HK$34,727
+HK$1,992/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,470/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,268
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,187
−HK$933/mo
Today · 4.125%
HK$36,120
baseline
▲ 0.50% · 4.625%
HK$38,024
+HK$1,904/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,240/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,145 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).