▼ 0.50% · 3.625%
HK$21,576
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,247
−HK$682/mo
Today · 4.125%
HK$22,929
baseline
▲ 0.50% · 4.625%
HK$24,324
+HK$1,395/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,858/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,003
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,647
−HK$653/mo
Today · 4.125%
HK$25,300
baseline
▲ 0.50% · 4.625%
HK$26,634
+HK$1,334/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,600/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,734
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,472
−HK$750/mo
Today · 4.125%
HK$25,222
baseline
▲ 0.50% · 4.625%
HK$26,757
+HK$1,535/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,444/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,404
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,112
−HK$718/mo
Today · 4.125%
HK$27,830
baseline
▲ 0.50% · 4.625%
HK$29,297
+HK$1,467/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,660/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,891
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,697
−HK$818/mo
Today · 4.125%
HK$27,515
baseline
▲ 0.50% · 4.625%
HK$29,189
+HK$1,674/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$55,030/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,804
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,576
−HK$784/mo
Today · 4.125%
HK$30,360
baseline
▲ 0.50% · 4.625%
HK$31,960
+HK$1,600/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$60,720/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,049
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,921
−HK$887/mo
Today · 4.125%
HK$29,808
baseline
▲ 0.50% · 4.625%
HK$31,622
+HK$1,814/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,616/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,204
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,041
−HK$849/mo
Today · 4.125%
HK$32,890
baseline
▲ 0.50% · 4.625%
HK$34,624
+HK$1,734/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,780/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,207
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,146
−HK$955/mo
Today · 4.125%
HK$32,101
baseline
▲ 0.50% · 4.625%
HK$34,054
+HK$1,953/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,202/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,604
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,506
−HK$914/mo
Today · 4.125%
HK$35,420
baseline
▲ 0.50% · 4.625%
HK$37,287
+HK$1,867/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,840/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,364
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,371
−HK$1,023/mo
Today · 4.125%
HK$34,394
baseline
▲ 0.50% · 4.625%
HK$36,486
+HK$2,092/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,788/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,005
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,970
−HK$980/mo
Today · 4.125%
HK$37,950
baseline
▲ 0.50% · 4.625%
HK$39,950
+HK$2,000/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,900/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,522
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,596
−HK$1,091/mo
Today · 4.125%
HK$36,687
baseline
▲ 0.50% · 4.625%
HK$38,919
+HK$2,232/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,374/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,405
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,435
−HK$1,045/mo
Today · 4.125%
HK$40,480
baseline
▲ 0.50% · 4.625%
HK$42,614
+HK$2,134/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,960/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,679
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,820
−HK$1,159/mo
Today · 4.125%
HK$38,979
baseline
▲ 0.50% · 4.625%
HK$41,351
+HK$2,372/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,958/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,805
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,900
−HK$1,110/mo
Today · 4.125%
HK$43,010
baseline
▲ 0.50% · 4.625%
HK$45,277
+HK$2,267/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$86,020/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,837
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,045
−HK$1,227/mo
Today · 4.125%
HK$41,272
baseline
▲ 0.50% · 4.625%
HK$43,784
+HK$2,512/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$82,544/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,206
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,365
−HK$1,175/mo
Today · 4.125%
HK$45,540
baseline
▲ 0.50% · 4.625%
HK$47,941
+HK$2,401/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$91,080/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,214 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).