▼ 0.50% · 3.625%
HK$21,615
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,288
−HK$683/mo
Today · 4.125%
HK$22,971
baseline
▲ 0.50% · 4.625%
HK$24,368
+HK$1,397/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,942/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,047
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,692
−HK$654/mo
Today · 4.125%
HK$25,346
baseline
▲ 0.50% · 4.625%
HK$26,682
+HK$1,336/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,692/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,777
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,516
−HK$752/mo
Today · 4.125%
HK$25,268
baseline
▲ 0.50% · 4.625%
HK$26,805
+HK$1,537/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$50,536/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,451
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,161
−HK$719/mo
Today · 4.125%
HK$27,880
baseline
▲ 0.50% · 4.625%
HK$29,350
+HK$1,470/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$55,760/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,938
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,745
−HK$820/mo
Today · 4.125%
HK$27,565
baseline
▲ 0.50% · 4.625%
HK$29,242
+HK$1,677/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,130/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,856
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,630
−HK$785/mo
Today · 4.125%
HK$30,415
baseline
▲ 0.50% · 4.625%
HK$32,018
+HK$1,603/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,830/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,100
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,974
−HK$888/mo
Today · 4.125%
HK$29,862
baseline
▲ 0.50% · 4.625%
HK$31,679
+HK$1,817/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,724/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,261
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,099
−HK$851/mo
Today · 4.125%
HK$32,950
baseline
▲ 0.50% · 4.625%
HK$34,686
+HK$1,736/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,900/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,261
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,203
−HK$956/mo
Today · 4.125%
HK$32,159
baseline
▲ 0.50% · 4.625%
HK$34,116
+HK$1,957/mo
Deposit HK$2.84M · loan HK$6.64M · min. income ≈ HK$64,318/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,665
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,568
−HK$916/mo
Today · 4.125%
HK$35,484
baseline
▲ 0.50% · 4.625%
HK$37,355
+HK$1,871/mo
Deposit HK$2.84M · loan HK$6.64M · min. income ≈ HK$70,968/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,423
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,431
−HK$1,025/mo
Today · 4.125%
HK$34,456
baseline
▲ 0.50% · 4.625%
HK$36,553
+HK$2,097/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,912/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,070
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,037
−HK$982/mo
Today · 4.125%
HK$38,019
baseline
▲ 0.50% · 4.625%
HK$40,023
+HK$2,004/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,038/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,584
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,660
−HK$1,093/mo
Today · 4.125%
HK$36,753
baseline
▲ 0.50% · 4.625%
HK$38,989
+HK$2,236/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$73,506/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,475
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,507
−HK$1,046/mo
Today · 4.125%
HK$40,553
baseline
▲ 0.50% · 4.625%
HK$42,691
+HK$2,138/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$81,106/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,746
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,889
−HK$1,161/mo
Today · 4.125%
HK$39,050
baseline
▲ 0.50% · 4.625%
HK$41,426
+HK$2,376/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,100/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,879
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,976
−HK$1,112/mo
Today · 4.125%
HK$43,088
baseline
▲ 0.50% · 4.625%
HK$45,359
+HK$2,271/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,176/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,907
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,118
−HK$1,229/mo
Today · 4.125%
HK$41,347
baseline
▲ 0.50% · 4.625%
HK$43,863
+HK$2,516/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$82,694/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,284
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,445
−HK$1,178/mo
Today · 4.125%
HK$45,623
baseline
▲ 0.50% · 4.625%
HK$48,027
+HK$2,404/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$91,246/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,929 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).