▼ 0.50% · 3.625%
HK$21,101
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,758
−HK$667/mo
Today · 4.125%
HK$22,425
baseline
▲ 0.50% · 4.625%
HK$23,789
+HK$1,364/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,850/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,475
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,105
−HK$638/mo
Today · 4.125%
HK$24,743
baseline
▲ 0.50% · 4.625%
HK$26,048
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,486/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,212
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,934
−HK$733/mo
Today · 4.125%
HK$24,667
baseline
▲ 0.50% · 4.625%
HK$26,168
+HK$1,501/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,334/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,823
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,515
−HK$703/mo
Today · 4.125%
HK$27,218
baseline
▲ 0.50% · 4.625%
HK$28,652
+HK$1,434/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,436/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,322
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,109
−HK$801/mo
Today · 4.125%
HK$26,910
baseline
▲ 0.50% · 4.625%
HK$28,547
+HK$1,637/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,820/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,170
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,926
−HK$766/mo
Today · 4.125%
HK$29,692
baseline
▲ 0.50% · 4.625%
HK$31,257
+HK$1,565/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,384/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,432
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,285
−HK$867/mo
Today · 4.125%
HK$29,152
baseline
▲ 0.50% · 4.625%
HK$30,926
+HK$1,774/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,304/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,518
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,336
−HK$830/mo
Today · 4.125%
HK$32,166
baseline
▲ 0.50% · 4.625%
HK$33,862
+HK$1,696/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,332/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,542
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,461
−HK$933/mo
Today · 4.125%
HK$31,394
baseline
▲ 0.50% · 4.625%
HK$33,305
+HK$1,911/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,788/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,865
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,747
−HK$894/mo
Today · 4.125%
HK$34,641
baseline
▲ 0.50% · 4.625%
HK$36,467
+HK$1,826/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,282/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,652
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,637
−HK$1,000/mo
Today · 4.125%
HK$33,637
baseline
▲ 0.50% · 4.625%
HK$35,684
+HK$2,047/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,274/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,213
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,157
−HK$958/mo
Today · 4.125%
HK$37,115
baseline
▲ 0.50% · 4.625%
HK$39,071
+HK$1,956/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,230/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,762
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,812
−HK$1,067/mo
Today · 4.125%
HK$35,879
baseline
▲ 0.50% · 4.625%
HK$38,063
+HK$2,184/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,758/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,560
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,567
−HK$1,022/mo
Today · 4.125%
HK$39,589
baseline
▲ 0.50% · 4.625%
HK$41,676
+HK$2,087/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,178/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,872
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,988
−HK$1,134/mo
Today · 4.125%
HK$38,122
baseline
▲ 0.50% · 4.625%
HK$40,442
+HK$2,320/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,244/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,908
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,978
−HK$1,086/mo
Today · 4.125%
HK$42,064
baseline
▲ 0.50% · 4.625%
HK$44,281
+HK$2,217/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,128/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,983
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,164
−HK$1,200/mo
Today · 4.125%
HK$40,364
baseline
▲ 0.50% · 4.625%
HK$42,820
+HK$2,456/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$80,728/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,255
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,388
−HK$1,150/mo
Today · 4.125%
HK$44,538
baseline
▲ 0.50% · 4.625%
HK$46,886
+HK$2,348/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$89,076/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,396 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).