▼ 0.50% · 3.625%
HK$21,078
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,733
−HK$666/mo
Today · 4.125%
HK$22,399
baseline
▲ 0.50% · 4.625%
HK$23,762
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,798/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,449
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,077
−HK$638/mo
Today · 4.125%
HK$24,715
baseline
▲ 0.50% · 4.625%
HK$26,018
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,430/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,185
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,906
−HK$733/mo
Today · 4.125%
HK$24,639
baseline
▲ 0.50% · 4.625%
HK$26,138
+HK$1,499/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,278/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,793
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,485
−HK$702/mo
Today · 4.125%
HK$27,187
baseline
▲ 0.50% · 4.625%
HK$28,620
+HK$1,433/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,374/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,293
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,080
−HK$799/mo
Today · 4.125%
HK$26,879
baseline
▲ 0.50% · 4.625%
HK$28,515
+HK$1,636/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,758/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,138
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,893
−HK$765/mo
Today · 4.125%
HK$29,658
baseline
▲ 0.50% · 4.625%
HK$31,222
+HK$1,564/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,316/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,401
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,253
−HK$866/mo
Today · 4.125%
HK$29,119
baseline
▲ 0.50% · 4.625%
HK$30,891
+HK$1,772/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,238/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,483
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,301
−HK$829/mo
Today · 4.125%
HK$32,130
baseline
▲ 0.50% · 4.625%
HK$33,824
+HK$1,694/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,260/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,509
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,426
−HK$933/mo
Today · 4.125%
HK$31,359
baseline
▲ 0.50% · 4.625%
HK$33,267
+HK$1,908/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,718/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,828
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,708
−HK$894/mo
Today · 4.125%
HK$34,602
baseline
▲ 0.50% · 4.625%
HK$36,425
+HK$1,823/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,204/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,616
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,600
−HK$999/mo
Today · 4.125%
HK$33,599
baseline
▲ 0.50% · 4.625%
HK$35,643
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,198/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,173
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,116
−HK$957/mo
Today · 4.125%
HK$37,073
baseline
▲ 0.50% · 4.625%
HK$39,027
+HK$1,954/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,146/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,724
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,773
−HK$1,066/mo
Today · 4.125%
HK$35,839
baseline
▲ 0.50% · 4.625%
HK$38,020
+HK$2,181/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,678/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,518
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,524
−HK$1,021/mo
Today · 4.125%
HK$39,545
baseline
▲ 0.50% · 4.625%
HK$41,629
+HK$2,084/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,090/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,832
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,946
−HK$1,133/mo
Today · 4.125%
HK$38,079
baseline
▲ 0.50% · 4.625%
HK$40,396
+HK$2,317/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,158/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,862
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,932
−HK$1,084/mo
Today · 4.125%
HK$42,016
baseline
▲ 0.50% · 4.625%
HK$44,231
+HK$2,215/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,032/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,940
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,120
−HK$1,199/mo
Today · 4.125%
HK$40,319
baseline
▲ 0.50% · 4.625%
HK$42,772
+HK$2,453/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$80,638/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,207
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,339
−HK$1,149/mo
Today · 4.125%
HK$44,488
baseline
▲ 0.50% · 4.625%
HK$46,833
+HK$2,345/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$88,976/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,348 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).