▼ 0.50% · 3.625%
HK$21,924
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,606
−HK$693/mo
Today · 4.125%
HK$23,299
baseline
▲ 0.50% · 4.625%
HK$24,716
+HK$1,417/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,598/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,390
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,044
−HK$664/mo
Today · 4.125%
HK$25,708
baseline
▲ 0.50% · 4.625%
HK$27,063
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,416/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,116
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,866
−HK$762/mo
Today · 4.125%
HK$25,628
baseline
▲ 0.50% · 4.625%
HK$27,188
+HK$1,560/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,256/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,829
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,549
−HK$729/mo
Today · 4.125%
HK$28,278
baseline
▲ 0.50% · 4.625%
HK$29,769
+HK$1,491/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,556/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,309
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,127
−HK$831/mo
Today · 4.125%
HK$27,958
baseline
▲ 0.50% · 4.625%
HK$29,660
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,916/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,268
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,053
−HK$796/mo
Today · 4.125%
HK$30,849
baseline
▲ 0.50% · 4.625%
HK$32,475
+HK$1,626/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,698/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,501
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,387
−HK$901/mo
Today · 4.125%
HK$30,288
baseline
▲ 0.50% · 4.625%
HK$32,131
+HK$1,843/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,576/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,707
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,557
−HK$863/mo
Today · 4.125%
HK$33,420
baseline
▲ 0.50% · 4.625%
HK$35,182
+HK$1,762/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,840/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,693
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,648
−HK$970/mo
Today · 4.125%
HK$32,618
baseline
▲ 0.50% · 4.625%
HK$34,603
+HK$1,985/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,236/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,146
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,062
−HK$929/mo
Today · 4.125%
HK$35,991
baseline
▲ 0.50% · 4.625%
HK$37,888
+HK$1,897/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,982/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,886
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,909
−HK$1,039/mo
Today · 4.125%
HK$34,948
baseline
▲ 0.50% · 4.625%
HK$37,074
+HK$2,126/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,896/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,585
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,566
−HK$996/mo
Today · 4.125%
HK$38,562
baseline
▲ 0.50% · 4.625%
HK$40,594
+HK$2,032/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,124/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,078
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,169
−HK$1,109/mo
Today · 4.125%
HK$37,278
baseline
▲ 0.50% · 4.625%
HK$39,546
+HK$2,268/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,556/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,024
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,071
−HK$1,061/mo
Today · 4.125%
HK$41,132
baseline
▲ 0.50% · 4.625%
HK$43,300
+HK$2,168/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,264/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,270
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,430
−HK$1,178/mo
Today · 4.125%
HK$39,608
baseline
▲ 0.50% · 4.625%
HK$42,018
+HK$2,410/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,216/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,463
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,575
−HK$1,128/mo
Today · 4.125%
HK$43,703
baseline
▲ 0.50% · 4.625%
HK$46,007
+HK$2,304/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,406/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,463
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,690
−HK$1,247/mo
Today · 4.125%
HK$41,937
baseline
▲ 0.50% · 4.625%
HK$44,489
+HK$2,552/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,874/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,902
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,079
−HK$1,195/mo
Today · 4.125%
HK$46,274
baseline
▲ 0.50% · 4.625%
HK$48,713
+HK$2,439/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,548/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,462 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).