▼ 0.50% · 3.625%
HK$21,435
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,102
−HK$677/mo
Today · 4.125%
HK$22,779
baseline
▲ 0.50% · 4.625%
HK$24,165
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,558/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,846
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,486
−HK$649/mo
Today · 4.125%
HK$25,135
baseline
▲ 0.50% · 4.625%
HK$26,460
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,270/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,579
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,312
−HK$745/mo
Today · 4.125%
HK$25,057
baseline
▲ 0.50% · 4.625%
HK$26,582
+HK$1,525/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,114/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,231
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,935
−HK$713/mo
Today · 4.125%
HK$27,648
baseline
▲ 0.50% · 4.625%
HK$29,106
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,296/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,722
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,522
−HK$813/mo
Today · 4.125%
HK$27,335
baseline
▲ 0.50% · 4.625%
HK$28,998
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,670/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,616
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,383
−HK$779/mo
Today · 4.125%
HK$30,162
baseline
▲ 0.50% · 4.625%
HK$31,752
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,324/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,866
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,733
−HK$880/mo
Today · 4.125%
HK$29,613
baseline
▲ 0.50% · 4.625%
HK$31,415
+HK$1,802/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,226/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,000
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,832
−HK$843/mo
Today · 4.125%
HK$32,675
baseline
▲ 0.50% · 4.625%
HK$34,398
+HK$1,723/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,350/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,009
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,943
−HK$948/mo
Today · 4.125%
HK$31,891
baseline
▲ 0.50% · 4.625%
HK$33,832
+HK$1,941/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,782/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,385
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,280
−HK$909/mo
Today · 4.125%
HK$35,189
baseline
▲ 0.50% · 4.625%
HK$37,044
+HK$1,855/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,378/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,153
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,153
−HK$1,016/mo
Today · 4.125%
HK$34,169
baseline
▲ 0.50% · 4.625%
HK$36,248
+HK$2,079/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,338/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,770
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,729
−HK$973/mo
Today · 4.125%
HK$37,702
baseline
▲ 0.50% · 4.625%
HK$39,689
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,404/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,296
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,363
−HK$1,084/mo
Today · 4.125%
HK$36,447
baseline
▲ 0.50% · 4.625%
HK$38,665
+HK$2,218/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,894/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,154
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,178
−HK$1,038/mo
Today · 4.125%
HK$40,216
baseline
▲ 0.50% · 4.625%
HK$42,335
+HK$2,119/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,432/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,440
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,573
−HK$1,152/mo
Today · 4.125%
HK$38,725
baseline
▲ 0.50% · 4.625%
HK$41,081
+HK$2,356/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,450/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,539
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,626
−HK$1,103/mo
Today · 4.125%
HK$42,729
baseline
▲ 0.50% · 4.625%
HK$44,981
+HK$2,252/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,458/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,583
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,783
−HK$1,220/mo
Today · 4.125%
HK$41,003
baseline
▲ 0.50% · 4.625%
HK$43,498
+HK$2,495/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$82,006/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,924
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,075
−HK$1,168/mo
Today · 4.125%
HK$45,243
baseline
▲ 0.50% · 4.625%
HK$47,627
+HK$2,384/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,486/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,034 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).