▼ 0.50% · 3.625%
HK$21,202
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,861
−HK$670/mo
Today · 4.125%
HK$22,531
baseline
▲ 0.50% · 4.625%
HK$23,902
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,062/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,587
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,219
−HK$642/mo
Today · 4.125%
HK$24,861
baseline
▲ 0.50% · 4.625%
HK$26,171
+HK$1,310/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,722/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,322
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,047
−HK$737/mo
Today · 4.125%
HK$24,784
baseline
▲ 0.50% · 4.625%
HK$26,292
+HK$1,508/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,568/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,945
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,641
−HK$706/mo
Today · 4.125%
HK$27,347
baseline
▲ 0.50% · 4.625%
HK$28,788
+HK$1,441/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,694/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,442
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,233
−HK$804/mo
Today · 4.125%
HK$27,037
baseline
▲ 0.50% · 4.625%
HK$28,682
+HK$1,645/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,074/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,304
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,063
−HK$770/mo
Today · 4.125%
HK$29,833
baseline
▲ 0.50% · 4.625%
HK$31,406
+HK$1,573/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,666/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,562
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,419
−HK$871/mo
Today · 4.125%
HK$29,290
baseline
▲ 0.50% · 4.625%
HK$31,073
+HK$1,783/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,580/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,662
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,485
−HK$834/mo
Today · 4.125%
HK$32,319
baseline
▲ 0.50% · 4.625%
HK$34,023
+HK$1,704/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,638/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,682
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,605
−HK$939/mo
Today · 4.125%
HK$31,544
baseline
▲ 0.50% · 4.625%
HK$33,463
+HK$1,919/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,088/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,021
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,907
−HK$898/mo
Today · 4.125%
HK$34,805
baseline
▲ 0.50% · 4.625%
HK$36,640
+HK$1,835/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,610/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,802
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,792
−HK$1,005/mo
Today · 4.125%
HK$33,797
baseline
▲ 0.50% · 4.625%
HK$35,853
+HK$2,056/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,594/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,380
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,329
−HK$962/mo
Today · 4.125%
HK$37,291
baseline
▲ 0.50% · 4.625%
HK$39,257
+HK$1,966/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,582/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,922
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,978
−HK$1,072/mo
Today · 4.125%
HK$36,050
baseline
▲ 0.50% · 4.625%
HK$38,243
+HK$2,193/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,100/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,738
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,751
−HK$1,026/mo
Today · 4.125%
HK$39,777
baseline
▲ 0.50% · 4.625%
HK$41,874
+HK$2,097/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,554/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,043
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,164
−HK$1,139/mo
Today · 4.125%
HK$38,303
baseline
▲ 0.50% · 4.625%
HK$40,633
+HK$2,330/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,606/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,097
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,172
−HK$1,091/mo
Today · 4.125%
HK$42,263
baseline
▲ 0.50% · 4.625%
HK$44,491
+HK$2,228/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,526/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,163
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,350
−HK$1,206/mo
Today · 4.125%
HK$40,556
baseline
▲ 0.50% · 4.625%
HK$43,024
+HK$2,468/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,112/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,456
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,594
−HK$1,155/mo
Today · 4.125%
HK$44,749
baseline
▲ 0.50% · 4.625%
HK$47,108
+HK$2,359/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,498/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,788 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).