▼ 0.50% · 3.625%
HK$19,721
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,334
−HK$623/mo
Today · 4.125%
HK$20,957
baseline
▲ 0.50% · 4.625%
HK$22,232
+HK$1,275/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,914/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,939
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,527
−HK$597/mo
Today · 4.125%
HK$23,124
baseline
▲ 0.50% · 4.625%
HK$24,343
+HK$1,219/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,248/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,693
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,367
−HK$686/mo
Today · 4.125%
HK$23,053
baseline
▲ 0.50% · 4.625%
HK$24,456
+HK$1,403/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$46,106/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,133
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,780
−HK$657/mo
Today · 4.125%
HK$25,437
baseline
▲ 0.50% · 4.625%
HK$26,777
+HK$1,340/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$50,874/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,665
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,401
−HK$748/mo
Today · 4.125%
HK$25,149
baseline
▲ 0.50% · 4.625%
HK$26,679
+HK$1,530/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,298/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,327
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,033
−HK$716/mo
Today · 4.125%
HK$27,749
baseline
▲ 0.50% · 4.625%
HK$29,212
+HK$1,463/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,498/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,637
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,434
−HK$810/mo
Today · 4.125%
HK$27,244
baseline
▲ 0.50% · 4.625%
HK$28,902
+HK$1,658/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,488/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,521
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,286
−HK$776/mo
Today · 4.125%
HK$30,062
baseline
▲ 0.50% · 4.625%
HK$31,646
+HK$1,584/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,124/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,609
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,468
−HK$872/mo
Today · 4.125%
HK$29,340
baseline
▲ 0.50% · 4.625%
HK$31,125
+HK$1,785/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,680/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,715
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,538
−HK$836/mo
Today · 4.125%
HK$32,374
baseline
▲ 0.50% · 4.625%
HK$34,080
+HK$1,706/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,748/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,581
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,501
−HK$935/mo
Today · 4.125%
HK$31,436
baseline
▲ 0.50% · 4.625%
HK$33,349
+HK$1,913/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,872/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,908
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,791
−HK$895/mo
Today · 4.125%
HK$34,686
baseline
▲ 0.50% · 4.625%
HK$36,515
+HK$1,829/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,372/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,553
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,534
−HK$998/mo
Today · 4.125%
HK$33,532
baseline
▲ 0.50% · 4.625%
HK$35,572
+HK$2,040/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,064/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,102
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,044
−HK$955/mo
Today · 4.125%
HK$36,999
baseline
▲ 0.50% · 4.625%
HK$38,949
+HK$1,950/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$73,998/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,525
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,568
−HK$1,059/mo
Today · 4.125%
HK$35,627
baseline
▲ 0.50% · 4.625%
HK$37,795
+HK$2,168/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,254/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,296
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,296
−HK$1,015/mo
Today · 4.125%
HK$39,311
baseline
▲ 0.50% · 4.625%
HK$41,383
+HK$2,072/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,622/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,497
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,601
−HK$1,122/mo
Today · 4.125%
HK$37,723
baseline
▲ 0.50% · 4.625%
HK$40,018
+HK$2,295/mo
Deposit HK$865K · loan HK$7.78M · min. income ≈ HK$75,446/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,490
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,549
−HK$1,075/mo
Today · 4.125%
HK$41,624
baseline
▲ 0.50% · 4.625%
HK$43,818
+HK$2,194/mo
Deposit HK$865K · loan HK$7.78M · min. income ≈ HK$83,248/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,453 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).