▼ 0.50% · 3.625%
HK$19,861
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,479
−HK$627/mo
Today · 4.125%
HK$21,106
baseline
▲ 0.50% · 4.625%
HK$22,391
+HK$1,285/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,212/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,095
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,688
−HK$601/mo
Today · 4.125%
HK$23,289
baseline
▲ 0.50% · 4.625%
HK$24,517
+HK$1,228/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,578/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,847
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,527
−HK$690/mo
Today · 4.125%
HK$23,217
baseline
▲ 0.50% · 4.625%
HK$24,630
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,434/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,305
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,957
−HK$661/mo
Today · 4.125%
HK$25,618
baseline
▲ 0.50% · 4.625%
HK$26,968
+HK$1,350/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,236/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,833
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,575
−HK$753/mo
Today · 4.125%
HK$25,328
baseline
▲ 0.50% · 4.625%
HK$26,869
+HK$1,541/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$50,656/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,514
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,225
−HK$722/mo
Today · 4.125%
HK$27,947
baseline
▲ 0.50% · 4.625%
HK$29,420
+HK$1,473/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$55,894/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,819
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,622
−HK$816/mo
Today · 4.125%
HK$27,438
baseline
▲ 0.50% · 4.625%
HK$29,108
+HK$1,670/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,876/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,724
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,494
−HK$782/mo
Today · 4.125%
HK$30,276
baseline
▲ 0.50% · 4.625%
HK$31,871
+HK$1,595/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,552/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,805
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,670
−HK$879/mo
Today · 4.125%
HK$29,549
baseline
▲ 0.50% · 4.625%
HK$31,347
+HK$1,798/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,098/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,933
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,763
−HK$841/mo
Today · 4.125%
HK$32,604
baseline
▲ 0.50% · 4.625%
HK$34,323
+HK$1,719/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,208/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,792
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,718
−HK$942/mo
Today · 4.125%
HK$31,660
baseline
▲ 0.50% · 4.625%
HK$33,586
+HK$1,926/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,320/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,143
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,032
−HK$901/mo
Today · 4.125%
HK$34,933
baseline
▲ 0.50% · 4.625%
HK$36,775
+HK$1,842/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,866/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,778
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,766
−HK$1,004/mo
Today · 4.125%
HK$33,770
baseline
▲ 0.50% · 4.625%
HK$35,825
+HK$2,055/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,540/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,352
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,300
−HK$962/mo
Today · 4.125%
HK$37,262
baseline
▲ 0.50% · 4.625%
HK$39,226
+HK$1,964/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,524/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,764
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,814
−HK$1,067/mo
Today · 4.125%
HK$35,881
baseline
▲ 0.50% · 4.625%
HK$38,064
+HK$2,183/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,762/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,562
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,569
−HK$1,022/mo
Today · 4.125%
HK$39,591
baseline
▲ 0.50% · 4.625%
HK$41,678
+HK$2,087/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,182/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,750
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,862
−HK$1,130/mo
Today · 4.125%
HK$37,992
baseline
▲ 0.50% · 4.625%
HK$40,303
+HK$2,311/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$75,984/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,771
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,838
−HK$1,082/mo
Today · 4.125%
HK$41,920
baseline
▲ 0.50% · 4.625%
HK$44,130
+HK$2,210/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,840/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,300 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).