▼ 0.50% · 3.625%
HK$21,873
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,553
−HK$691/mo
Today · 4.125%
HK$23,244
baseline
▲ 0.50% · 4.625%
HK$24,659
+HK$1,415/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,488/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,333
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,986
−HK$662/mo
Today · 4.125%
HK$25,648
baseline
▲ 0.50% · 4.625%
HK$27,000
+HK$1,352/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,296/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,060
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,808
−HK$761/mo
Today · 4.125%
HK$25,569
baseline
▲ 0.50% · 4.625%
HK$27,124
+HK$1,555/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,138/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,766
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,484
−HK$728/mo
Today · 4.125%
HK$28,212
baseline
▲ 0.50% · 4.625%
HK$29,700
+HK$1,488/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,424/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,247
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,064
−HK$829/mo
Today · 4.125%
HK$27,893
baseline
▲ 0.50% · 4.625%
HK$29,590
+HK$1,697/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,786/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,200
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,983
−HK$794/mo
Today · 4.125%
HK$30,777
baseline
▲ 0.50% · 4.625%
HK$32,399
+HK$1,622/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,554/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,434
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,319
−HK$898/mo
Today · 4.125%
HK$30,217
baseline
▲ 0.50% · 4.625%
HK$32,056
+HK$1,839/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$60,434/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,633
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,481
−HK$861/mo
Today · 4.125%
HK$33,342
baseline
▲ 0.50% · 4.625%
HK$35,099
+HK$1,757/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$66,684/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,622
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,574
−HK$968/mo
Today · 4.125%
HK$32,542
baseline
▲ 0.50% · 4.625%
HK$34,522
+HK$1,980/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,084/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,066
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,980
−HK$927/mo
Today · 4.125%
HK$35,907
baseline
▲ 0.50% · 4.625%
HK$37,799
+HK$1,892/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,814/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,809
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,829
−HK$1,037/mo
Today · 4.125%
HK$34,866
baseline
▲ 0.50% · 4.625%
HK$36,988
+HK$2,122/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,732/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,500
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,478
−HK$993/mo
Today · 4.125%
HK$38,471
baseline
▲ 0.50% · 4.625%
HK$40,499
+HK$2,028/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,942/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,996
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,085
−HK$1,106/mo
Today · 4.125%
HK$37,191
baseline
▲ 0.50% · 4.625%
HK$39,454
+HK$2,263/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,382/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,933
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,977
−HK$1,059/mo
Today · 4.125%
HK$41,036
baseline
▲ 0.50% · 4.625%
HK$43,199
+HK$2,163/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,072/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,183
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,340
−HK$1,175/mo
Today · 4.125%
HK$39,515
baseline
▲ 0.50% · 4.625%
HK$41,919
+HK$2,404/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$79,030/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,366
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,476
−HK$1,125/mo
Today · 4.125%
HK$43,601
baseline
▲ 0.50% · 4.625%
HK$45,899
+HK$2,298/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,202/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,371
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,595
−HK$1,244/mo
Today · 4.125%
HK$41,839
baseline
▲ 0.50% · 4.625%
HK$44,385
+HK$2,546/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,678/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,799
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,974
−HK$1,192/mo
Today · 4.125%
HK$46,166
baseline
▲ 0.50% · 4.625%
HK$48,599
+HK$2,433/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,332/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,215 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).