▼ 0.50% · 3.625%
HK$19,236
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,835
−HK$608/mo
Today · 4.125%
HK$20,443
baseline
▲ 0.50% · 4.625%
HK$21,687
+HK$1,244/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,886/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,400
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,974
−HK$582/mo
Today · 4.125%
HK$22,556
baseline
▲ 0.50% · 4.625%
HK$23,745
+HK$1,189/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,112/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,160
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,818
−HK$669/mo
Today · 4.125%
HK$22,487
baseline
▲ 0.50% · 4.625%
HK$23,855
+HK$1,368/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$44,974/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,540
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,172
−HK$640/mo
Today · 4.125%
HK$24,812
baseline
▲ 0.50% · 4.625%
HK$26,120
+HK$1,308/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,624/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,084
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,802
−HK$729/mo
Today · 4.125%
HK$24,531
baseline
▲ 0.50% · 4.625%
HK$26,024
+HK$1,493/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,062/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,680
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,369
−HK$699/mo
Today · 4.125%
HK$27,068
baseline
▲ 0.50% · 4.625%
HK$28,495
+HK$1,427/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,136/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,007
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,785
−HK$790/mo
Today · 4.125%
HK$26,575
baseline
▲ 0.50% · 4.625%
HK$28,192
+HK$1,617/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,150/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,820
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,566
−HK$757/mo
Today · 4.125%
HK$29,323
baseline
▲ 0.50% · 4.625%
HK$30,869
+HK$1,546/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,646/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,931
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,769
−HK$851/mo
Today · 4.125%
HK$28,620
baseline
▲ 0.50% · 4.625%
HK$30,361
+HK$1,741/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,240/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,960
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,764
−HK$815/mo
Today · 4.125%
HK$31,579
baseline
▲ 0.50% · 4.625%
HK$33,244
+HK$1,665/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,158/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,855
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,752
−HK$912/mo
Today · 4.125%
HK$30,664
baseline
▲ 0.50% · 4.625%
HK$32,530
+HK$1,866/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,328/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,100
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,961
−HK$874/mo
Today · 4.125%
HK$33,835
baseline
▲ 0.50% · 4.625%
HK$35,618
+HK$1,783/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,670/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,778
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,736
−HK$972/mo
Today · 4.125%
HK$32,708
baseline
▲ 0.50% · 4.625%
HK$34,698
+HK$1,990/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,416/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,240
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,159
−HK$931/mo
Today · 4.125%
HK$36,090
baseline
▲ 0.50% · 4.625%
HK$37,993
+HK$1,903/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,180/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,702
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,719
−HK$1,033/mo
Today · 4.125%
HK$34,752
baseline
▲ 0.50% · 4.625%
HK$36,867
+HK$2,115/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,504/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,380
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,356
−HK$990/mo
Today · 4.125%
HK$38,346
baseline
▲ 0.50% · 4.625%
HK$40,367
+HK$2,021/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,692/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,625
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,702
−HK$1,095/mo
Today · 4.125%
HK$36,797
baseline
▲ 0.50% · 4.625%
HK$39,036
+HK$2,239/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$73,594/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,520
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,554
−HK$1,048/mo
Today · 4.125%
HK$40,602
baseline
▲ 0.50% · 4.625%
HK$42,742
+HK$2,140/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$81,204/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,082 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).