▼ 0.50% · 3.625%
HK$21,274
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,936
−HK$672/mo
Today · 4.125%
HK$22,608
baseline
▲ 0.50% · 4.625%
HK$23,984
+HK$1,376/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,216/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,667
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,302
−HK$644/mo
Today · 4.125%
HK$24,946
baseline
▲ 0.50% · 4.625%
HK$26,260
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,892/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,401
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,129
−HK$740/mo
Today · 4.125%
HK$24,869
baseline
▲ 0.50% · 4.625%
HK$26,382
+HK$1,513/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,738/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,034
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,732
−HK$708/mo
Today · 4.125%
HK$27,440
baseline
▲ 0.50% · 4.625%
HK$28,887
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,880/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,529
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,323
−HK$806/mo
Today · 4.125%
HK$27,129
baseline
▲ 0.50% · 4.625%
HK$28,780
+HK$1,651/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,258/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,400
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,162
−HK$773/mo
Today · 4.125%
HK$29,935
baseline
▲ 0.50% · 4.625%
HK$31,513
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,870/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,656
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,516
−HK$874/mo
Today · 4.125%
HK$29,390
baseline
▲ 0.50% · 4.625%
HK$31,179
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.06M · min. income ≈ HK$58,780/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,767
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,592
−HK$837/mo
Today · 4.125%
HK$32,429
baseline
▲ 0.50% · 4.625%
HK$34,139
+HK$1,710/mo
Deposit HK$3.27M · loan HK$6.06M · min. income ≈ HK$64,858/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,783
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,710
−HK$941/mo
Today · 4.125%
HK$31,651
baseline
▲ 0.50% · 4.625%
HK$33,577
+HK$1,926/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,302/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,134
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,022
−HK$902/mo
Today · 4.125%
HK$34,924
baseline
▲ 0.50% · 4.625%
HK$36,765
+HK$1,841/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,848/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,911
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,903
−HK$1,009/mo
Today · 4.125%
HK$33,912
baseline
▲ 0.50% · 4.625%
HK$35,975
+HK$2,063/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,824/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,500
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,452
−HK$966/mo
Today · 4.125%
HK$37,418
baseline
▲ 0.50% · 4.625%
HK$39,391
+HK$1,973/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,836/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,038
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,097
−HK$1,076/mo
Today · 4.125%
HK$36,173
baseline
▲ 0.50% · 4.625%
HK$38,374
+HK$2,201/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$72,346/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,867
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,883
−HK$1,030/mo
Today · 4.125%
HK$39,913
baseline
▲ 0.50% · 4.625%
HK$42,017
+HK$2,104/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$79,826/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,165
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,290
−HK$1,143/mo
Today · 4.125%
HK$38,433
baseline
▲ 0.50% · 4.625%
HK$40,772
+HK$2,339/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,866/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,234
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,313
−HK$1,094/mo
Today · 4.125%
HK$42,407
baseline
▲ 0.50% · 4.625%
HK$44,643
+HK$2,236/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,814/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,293
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,484
−HK$1,210/mo
Today · 4.125%
HK$40,694
baseline
▲ 0.50% · 4.625%
HK$43,170
+HK$2,476/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,388/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,600
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,743
−HK$1,159/mo
Today · 4.125%
HK$44,902
baseline
▲ 0.50% · 4.625%
HK$47,269
+HK$2,367/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,804/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,957 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).