▼ 0.50% · 3.625%
HK$16,360
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,869
−HK$517/mo
Today · 4.125%
HK$17,386
baseline
▲ 0.50% · 4.625%
HK$18,444
+HK$1,058/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,772/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,201
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,689
−HK$495/mo
Today · 4.125%
HK$19,184
baseline
▲ 0.50% · 4.625%
HK$20,195
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,368/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,997
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,556
−HK$569/mo
Today · 4.125%
HK$19,125
baseline
▲ 0.50% · 4.625%
HK$20,289
+HK$1,164/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,250/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,021
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,558
−HK$545/mo
Today · 4.125%
HK$21,103
baseline
▲ 0.50% · 4.625%
HK$22,215
+HK$1,112/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,206/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,633
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,243
−HK$621/mo
Today · 4.125%
HK$20,864
baseline
▲ 0.50% · 4.625%
HK$22,133
+HK$1,269/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,728/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,841
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,427
−HK$594/mo
Today · 4.125%
HK$23,021
baseline
▲ 0.50% · 4.625%
HK$24,234
+HK$1,213/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$46,042/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,269
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,930
−HK$672/mo
Today · 4.125%
HK$22,602
baseline
▲ 0.50% · 4.625%
HK$23,978
+HK$1,376/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,204/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,661
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,296
−HK$643/mo
Today · 4.125%
HK$24,939
baseline
▲ 0.50% · 4.625%
HK$26,254
+HK$1,315/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,878/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,905
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,617
−HK$724/mo
Today · 4.125%
HK$24,341
baseline
▲ 0.50% · 4.625%
HK$25,822
+HK$1,481/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,682/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,481
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,165
−HK$693/mo
Today · 4.125%
HK$26,858
baseline
▲ 0.50% · 4.625%
HK$28,274
+HK$1,416/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,716/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,541
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,304
−HK$776/mo
Today · 4.125%
HK$26,080
baseline
▲ 0.50% · 4.625%
HK$27,667
+HK$1,587/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,160/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,301
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,033
−HK$743/mo
Today · 4.125%
HK$28,776
baseline
▲ 0.50% · 4.625%
HK$30,293
+HK$1,517/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,552/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,177
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,991
−HK$827/mo
Today · 4.125%
HK$27,818
baseline
▲ 0.50% · 4.625%
HK$29,511
+HK$1,693/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$55,636/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,121
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$793/mo
Today · 4.125%
HK$30,695
baseline
▲ 0.50% · 4.625%
HK$32,313
+HK$1,618/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$61,390/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,813
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,678
−HK$879/mo
Today · 4.125%
HK$29,557
baseline
▲ 0.50% · 4.625%
HK$31,355
+HK$1,798/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,114/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,941
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,771
−HK$842/mo
Today · 4.125%
HK$32,613
baseline
▲ 0.50% · 4.625%
HK$34,332
+HK$1,719/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,226/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,449
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,365
−HK$931/mo
Today · 4.125%
HK$31,296
baseline
▲ 0.50% · 4.625%
HK$33,200
+HK$1,904/mo
Deposit HK$717K · loan HK$6.46M · min. income ≈ HK$62,592/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,762
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,640
−HK$892/mo
Today · 4.125%
HK$34,532
baseline
▲ 0.50% · 4.625%
HK$36,352
+HK$1,820/mo
Deposit HK$717K · loan HK$6.46M · min. income ≈ HK$69,064/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).