▼ 0.50% · 3.625%
HK$18,311
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,881
−HK$578/mo
Today · 4.125%
HK$19,459
baseline
▲ 0.50% · 4.625%
HK$20,644
+HK$1,185/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,918/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,371
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,917
−HK$555/mo
Today · 4.125%
HK$21,472
baseline
▲ 0.50% · 4.625%
HK$22,603
+HK$1,131/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,944/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,142
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,769
−HK$636/mo
Today · 4.125%
HK$21,405
baseline
▲ 0.50% · 4.625%
HK$22,708
+HK$1,303/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$42,810/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,408
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,009
−HK$610/mo
Today · 4.125%
HK$23,619
baseline
▲ 0.50% · 4.625%
HK$24,864
+HK$1,245/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$47,238/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,973
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,657
−HK$694/mo
Today · 4.125%
HK$23,351
baseline
▲ 0.50% · 4.625%
HK$24,772
+HK$1,421/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,702/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,445
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,101
−HK$665/mo
Today · 4.125%
HK$25,766
baseline
▲ 0.50% · 4.625%
HK$27,124
+HK$1,358/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,532/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,805
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,545
−HK$752/mo
Today · 4.125%
HK$25,297
baseline
▲ 0.50% · 4.625%
HK$26,837
+HK$1,540/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,594/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,482
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,193
−HK$720/mo
Today · 4.125%
HK$27,913
baseline
▲ 0.50% · 4.625%
HK$29,384
+HK$1,471/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,826/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,636
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,433
−HK$810/mo
Today · 4.125%
HK$27,243
baseline
▲ 0.50% · 4.625%
HK$28,901
+HK$1,658/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,486/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,519
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,284
−HK$776/mo
Today · 4.125%
HK$30,060
baseline
▲ 0.50% · 4.625%
HK$31,645
+HK$1,585/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,120/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,467
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,321
−HK$868/mo
Today · 4.125%
HK$29,189
baseline
▲ 0.50% · 4.625%
HK$30,965
+HK$1,776/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,378/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,557
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,376
−HK$831/mo
Today · 4.125%
HK$32,207
baseline
▲ 0.50% · 4.625%
HK$33,905
+HK$1,698/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,414/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,298
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,209
−HK$926/mo
Today · 4.125%
HK$31,135
baseline
▲ 0.50% · 4.625%
HK$33,030
+HK$1,895/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$62,270/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,594
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,468
−HK$887/mo
Today · 4.125%
HK$34,355
baseline
▲ 0.50% · 4.625%
HK$36,165
+HK$1,810/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$68,710/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,129
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,097
−HK$984/mo
Today · 4.125%
HK$33,081
baseline
▲ 0.50% · 4.625%
HK$35,094
+HK$2,013/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$66,162/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,631
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,560
−HK$942/mo
Today · 4.125%
HK$36,502
baseline
▲ 0.50% · 4.625%
HK$38,426
+HK$1,924/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$73,004/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,960
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,985
−HK$1,042/mo
Today · 4.125%
HK$35,027
baseline
▲ 0.50% · 4.625%
HK$37,158
+HK$2,131/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$70,054/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,668
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,651
−HK$998/mo
Today · 4.125%
HK$38,649
baseline
▲ 0.50% · 4.625%
HK$40,686
+HK$2,037/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$77,298/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,910 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).