▼ 0.50% · 3.625%
HK$15,027
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,494
−HK$475/mo
Today · 4.125%
HK$15,969
baseline
▲ 0.50% · 4.625%
HK$16,941
+HK$972/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$31,938/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,717
−HK$903/mo
▼ 0.25% · 3.875%
HK$17,165
−HK$455/mo
Today · 4.125%
HK$17,620
baseline
▲ 0.50% · 4.625%
HK$18,549
+HK$929/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$35,240/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,529
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,044
−HK$522/mo
Today · 4.125%
HK$17,566
baseline
▲ 0.50% · 4.625%
HK$18,635
+HK$1,069/mo
Deposit HK$2.97M · loan HK$3.62M · min. income ≈ HK$35,132/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,389
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,882
−HK$500/mo
Today · 4.125%
HK$19,382
baseline
▲ 0.50% · 4.625%
HK$20,404
+HK$1,022/mo
Deposit HK$2.97M · loan HK$3.62M · min. income ≈ HK$38,764/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,032
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,593
−HK$570/mo
Today · 4.125%
HK$19,163
baseline
▲ 0.50% · 4.625%
HK$20,329
+HK$1,166/mo
Deposit HK$2.64M · loan HK$3.95M · min. income ≈ HK$38,326/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,061
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,599
−HK$545/mo
Today · 4.125%
HK$21,144
baseline
▲ 0.50% · 4.625%
HK$22,259
+HK$1,115/mo
Deposit HK$2.64M · loan HK$3.95M · min. income ≈ HK$42,288/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,535
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,142
−HK$618/mo
Today · 4.125%
HK$20,760
baseline
▲ 0.50% · 4.625%
HK$22,023
+HK$1,263/mo
Deposit HK$2.31M · loan HK$4.28M · min. income ≈ HK$41,520/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,732
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,315
−HK$591/mo
Today · 4.125%
HK$22,906
baseline
▲ 0.50% · 4.625%
HK$24,114
+HK$1,208/mo
Deposit HK$2.31M · loan HK$4.28M · min. income ≈ HK$45,812/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,037
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,692
−HK$665/mo
Today · 4.125%
HK$22,357
baseline
▲ 0.50% · 4.625%
HK$23,717
+HK$1,360/mo
Deposit HK$1.98M · loan HK$4.61M · min. income ≈ HK$44,714/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,404
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,032
−HK$636/mo
Today · 4.125%
HK$24,668
baseline
▲ 0.50% · 4.625%
HK$25,969
+HK$1,301/mo
Deposit HK$1.98M · loan HK$4.61M · min. income ≈ HK$49,336/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,540
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,241
−HK$713/mo
Today · 4.125%
HK$23,954
baseline
▲ 0.50% · 4.625%
HK$25,411
+HK$1,457/mo
Deposit HK$1.65M · loan HK$4.94M · min. income ≈ HK$47,908/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,076
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,748
−HK$682/mo
Today · 4.125%
HK$26,430
baseline
▲ 0.50% · 4.625%
HK$27,824
+HK$1,394/mo
Deposit HK$1.65M · loan HK$4.94M · min. income ≈ HK$52,860/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,043
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,791
−HK$760/mo
Today · 4.125%
HK$25,551
baseline
▲ 0.50% · 4.625%
HK$27,105
+HK$1,554/mo
Deposit HK$1.32M · loan HK$5.27M · min. income ≈ HK$51,102/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,747
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,465
−HK$728/mo
Today · 4.125%
HK$28,193
baseline
▲ 0.50% · 4.625%
HK$29,679
+HK$1,486/mo
Deposit HK$1.32M · loan HK$5.27M · min. income ≈ HK$56,386/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,546
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,340
−HK$807/mo
Today · 4.125%
HK$27,147
baseline
▲ 0.50% · 4.625%
HK$28,799
+HK$1,652/mo
Deposit HK$988K · loan HK$5.60M · min. income ≈ HK$54,294/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,419
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,181
−HK$774/mo
Today · 4.125%
HK$29,955
baseline
▲ 0.50% · 4.625%
HK$31,533
+HK$1,578/mo
Deposit HK$988K · loan HK$5.60M · min. income ≈ HK$59,910/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,048
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,890
−HK$854/mo
Today · 4.125%
HK$28,744
baseline
▲ 0.50% · 4.625%
HK$30,493
+HK$1,749/mo
Deposit HK$659K · loan HK$5.93M · min. income ≈ HK$57,488/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,091
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,898
−HK$819/mo
Today · 4.125%
HK$31,717
baseline
▲ 0.50% · 4.625%
HK$33,388
+HK$1,671/mo
Deposit HK$659K · loan HK$5.93M · min. income ≈ HK$63,434/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$193,995 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).