▼ 0.50% · 3.625%
HK$18,150
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,714
−HK$574/mo
Today · 4.125%
HK$19,288
baseline
▲ 0.50% · 4.625%
HK$20,462
+HK$1,174/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,576/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,191
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,733
−HK$549/mo
Today · 4.125%
HK$21,282
baseline
▲ 0.50% · 4.625%
HK$22,404
+HK$1,122/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,564/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,965
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,586
−HK$631/mo
Today · 4.125%
HK$21,217
baseline
▲ 0.50% · 4.625%
HK$22,508
+HK$1,291/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,434/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,211
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,806
−HK$605/mo
Today · 4.125%
HK$23,411
baseline
▲ 0.50% · 4.625%
HK$24,645
+HK$1,234/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,822/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,780
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,457
−HK$688/mo
Today · 4.125%
HK$23,145
baseline
▲ 0.50% · 4.625%
HK$24,554
+HK$1,409/mo
Deposit HK$3.18M · loan HK$4.78M · min. income ≈ HK$46,290/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,230
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,880
−HK$659/mo
Today · 4.125%
HK$25,539
baseline
▲ 0.50% · 4.625%
HK$26,885
+HK$1,346/mo
Deposit HK$3.18M · loan HK$4.78M · min. income ≈ HK$51,078/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,595
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,329
−HK$745/mo
Today · 4.125%
HK$25,074
baseline
▲ 0.50% · 4.625%
HK$26,600
+HK$1,526/mo
Deposit HK$2.79M · loan HK$5.17M · min. income ≈ HK$50,148/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,249
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,953
−HK$714/mo
Today · 4.125%
HK$27,667
baseline
▲ 0.50% · 4.625%
HK$29,125
+HK$1,458/mo
Deposit HK$2.79M · loan HK$5.17M · min. income ≈ HK$55,334/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,410
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,200
−HK$803/mo
Today · 4.125%
HK$27,003
baseline
▲ 0.50% · 4.625%
HK$28,646
+HK$1,643/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$54,006/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,268
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,026
−HK$769/mo
Today · 4.125%
HK$29,795
baseline
▲ 0.50% · 4.625%
HK$31,366
+HK$1,571/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,590/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,225
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,071
−HK$861/mo
Today · 4.125%
HK$28,932
baseline
▲ 0.50% · 4.625%
HK$30,692
+HK$1,760/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,864/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,287
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,099
−HK$824/mo
Today · 4.125%
HK$31,923
baseline
▲ 0.50% · 4.625%
HK$33,606
+HK$1,683/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,846/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,040
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,943
−HK$918/mo
Today · 4.125%
HK$30,861
baseline
▲ 0.50% · 4.625%
HK$32,738
+HK$1,877/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,722/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,306
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,173
−HK$879/mo
Today · 4.125%
HK$34,052
baseline
▲ 0.50% · 4.625%
HK$35,847
+HK$1,795/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,104/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,855
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,814
−HK$975/mo
Today · 4.125%
HK$32,789
baseline
▲ 0.50% · 4.625%
HK$34,785
+HK$1,996/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$65,578/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,325
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,246
−HK$934/mo
Today · 4.125%
HK$36,180
baseline
▲ 0.50% · 4.625%
HK$38,087
+HK$1,907/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$72,360/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,670
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,686
−HK$1,032/mo
Today · 4.125%
HK$34,718
baseline
▲ 0.50% · 4.625%
HK$36,831
+HK$2,113/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$69,436/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,345
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,319
−HK$989/mo
Today · 4.125%
HK$38,308
baseline
▲ 0.50% · 4.625%
HK$40,327
+HK$2,019/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$76,616/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,786 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).