▼ 0.50% · 3.625%
HK$16,386
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,896
−HK$518/mo
Today · 4.125%
HK$17,414
baseline
▲ 0.50% · 4.625%
HK$18,474
+HK$1,060/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,828/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,230
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,719
−HK$496/mo
Today · 4.125%
HK$19,215
baseline
▲ 0.50% · 4.625%
HK$20,227
+HK$1,012/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,430/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,025
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,586
−HK$569/mo
Today · 4.125%
HK$19,155
baseline
▲ 0.50% · 4.625%
HK$20,321
+HK$1,166/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,310/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,053
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,591
−HK$545/mo
Today · 4.125%
HK$21,136
baseline
▲ 0.50% · 4.625%
HK$22,250
+HK$1,114/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,272/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,664
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,275
−HK$622/mo
Today · 4.125%
HK$20,897
baseline
▲ 0.50% · 4.625%
HK$22,168
+HK$1,271/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,794/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,876
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,462
−HK$596/mo
Today · 4.125%
HK$23,058
baseline
▲ 0.50% · 4.625%
HK$24,273
+HK$1,215/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,116/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,302
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,965
−HK$673/mo
Today · 4.125%
HK$22,638
baseline
▲ 0.50% · 4.625%
HK$24,016
+HK$1,378/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$45,276/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,699
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,334
−HK$645/mo
Today · 4.125%
HK$24,979
baseline
▲ 0.50% · 4.625%
HK$26,296
+HK$1,317/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$49,958/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,941
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,655
−HK$725/mo
Today · 4.125%
HK$24,380
baseline
▲ 0.50% · 4.625%
HK$25,863
+HK$1,483/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,760/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,522
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,206
−HK$694/mo
Today · 4.125%
HK$26,900
baseline
▲ 0.50% · 4.625%
HK$28,318
+HK$1,418/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,800/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,580
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,344
−HK$777/mo
Today · 4.125%
HK$26,121
baseline
▲ 0.50% · 4.625%
HK$27,710
+HK$1,589/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,242/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,345
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,078
−HK$744/mo
Today · 4.125%
HK$28,822
baseline
▲ 0.50% · 4.625%
HK$30,341
+HK$1,519/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,644/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,218
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,034
−HK$828/mo
Today · 4.125%
HK$27,862
baseline
▲ 0.50% · 4.625%
HK$29,558
+HK$1,696/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,724/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,168
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,950
−HK$793/mo
Today · 4.125%
HK$30,743
baseline
▲ 0.50% · 4.625%
HK$32,364
+HK$1,621/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,486/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,857
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,723
−HK$881/mo
Today · 4.125%
HK$29,604
baseline
▲ 0.50% · 4.625%
HK$31,405
+HK$1,801/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,208/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,991
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,822
−HK$843/mo
Today · 4.125%
HK$32,665
baseline
▲ 0.50% · 4.625%
HK$34,387
+HK$1,722/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,330/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,496
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,413
−HK$932/mo
Today · 4.125%
HK$31,345
baseline
▲ 0.50% · 4.625%
HK$33,252
+HK$1,907/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,690/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,814
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,694
−HK$892/mo
Today · 4.125%
HK$34,586
baseline
▲ 0.50% · 4.625%
HK$36,409
+HK$1,823/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,172/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,587 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).