▼ 0.50% · 3.625%
HK$18,498
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,073
−HK$585/mo
Today · 4.125%
HK$19,658
baseline
▲ 0.50% · 4.625%
HK$20,854
+HK$1,196/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,316/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,579
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,131
−HK$560/mo
Today · 4.125%
HK$21,691
baseline
▲ 0.50% · 4.625%
HK$22,834
+HK$1,143/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,382/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,348
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,981
−HK$643/mo
Today · 4.125%
HK$21,624
baseline
▲ 0.50% · 4.625%
HK$22,939
+HK$1,315/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,248/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,637
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,244
−HK$616/mo
Today · 4.125%
HK$23,860
baseline
▲ 0.50% · 4.625%
HK$25,117
+HK$1,257/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,720/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,198
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,888
−HK$701/mo
Today · 4.125%
HK$23,589
baseline
▲ 0.50% · 4.625%
HK$25,025
+HK$1,436/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$47,178/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,695
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,357
−HK$672/mo
Today · 4.125%
HK$26,029
baseline
▲ 0.50% · 4.625%
HK$27,401
+HK$1,372/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$52,058/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,047
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,795
−HK$760/mo
Today · 4.125%
HK$25,555
baseline
▲ 0.50% · 4.625%
HK$27,110
+HK$1,555/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,110/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,752
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,470
−HK$728/mo
Today · 4.125%
HK$28,198
baseline
▲ 0.50% · 4.625%
HK$29,684
+HK$1,486/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,396/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,897
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,703
−HK$818/mo
Today · 4.125%
HK$27,521
baseline
▲ 0.50% · 4.625%
HK$29,196
+HK$1,675/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,042/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,810
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,583
−HK$784/mo
Today · 4.125%
HK$30,367
baseline
▲ 0.50% · 4.625%
HK$31,967
+HK$1,600/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,734/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,747
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,610
−HK$877/mo
Today · 4.125%
HK$29,487
baseline
▲ 0.50% · 4.625%
HK$31,281
+HK$1,794/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,974/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,868
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,696
−HK$840/mo
Today · 4.125%
HK$32,536
baseline
▲ 0.50% · 4.625%
HK$34,251
+HK$1,715/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,072/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,597
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,517
−HK$936/mo
Today · 4.125%
HK$31,453
baseline
▲ 0.50% · 4.625%
HK$33,366
+HK$1,913/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,906/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,926
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,809
−HK$896/mo
Today · 4.125%
HK$34,705
baseline
▲ 0.50% · 4.625%
HK$36,534
+HK$1,829/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,410/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,446
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,425
−HK$993/mo
Today · 4.125%
HK$33,418
baseline
▲ 0.50% · 4.625%
HK$35,452
+HK$2,034/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,836/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,984
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,922
−HK$952/mo
Today · 4.125%
HK$36,874
baseline
▲ 0.50% · 4.625%
HK$38,818
+HK$1,944/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,748/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,296
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,332
−HK$1,052/mo
Today · 4.125%
HK$35,384
baseline
▲ 0.50% · 4.625%
HK$37,537
+HK$2,153/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,768/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,042
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,035
−HK$1,008/mo
Today · 4.125%
HK$39,043
baseline
▲ 0.50% · 4.625%
HK$41,101
+HK$2,058/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,086/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,367 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).